Joe Murphy emphasizes the importance of budgeting as a foundational element of financial health, especially for younger clients. He discusses strategies for maximizing retirement contributions and the benefits of tax loss harvesting. The conversation highlights the need for financial literacy and disciplined saving to achieve long-term financial security. Joe Murphy discusses essential financial planning strategies for 2025. Joe emphasizes the need for proactive financial management and the benefits of working with a financial advisor to navigate these complexities. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy discusses the common missteps people make when saving for retirement. He emphasizes the importance of starting early, understanding investment risks, and having a solid emergency fund. The conversation also covers the rising costs of healthcare and the need for a comprehensive retirement plan. Joe provides actionable strategies for listeners to catch up on their savings and prepare for a secure financial future. They also touch on the current market conditions and the importance of having a solid financial plan. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy delves into the significant wealth held by Baby Boomers and the importance of effective estate planning to ensure that this wealth is preserved and transferred efficiently to future generations. The discussion highlights the challenges posed by changing tax laws, healthcare costs, and the need for strategic planning to mitigate potential losses. The Rockefeller method is contrasted with the Vanderbilt legacy to illustrate the impact of planning on wealth retention. The conversation also covers income planning amid market volatility, the management of real estate wealth, and charitable giving strategies that can provide tax benefits while supporting causes important to individuals. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy discusses the importance of adaptability in retirement planning, especially in light of the gig economy's rise. He emphasizes the need for flexible retirement strategies to accommodate unexpected expenses and changing lifestyles. The conversation covers various retirement savings options for gig workers, the significance of diversifying income streams, and the necessity of building a financial buffer to protect against unforeseen circumstances. Joe also highlights the importance of strategic investment and staying invested in the market to ensure long-term financial security. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy discusses strategies for reviving retirement savings, the importance of understanding investment movements, and maximizing employer contributions. They delve into the significance of IRAs, catch-up contributions under the Secure Act 2.0, and the necessity of managing debt and establishing emergency savings. The conversation emphasizes the importance of financial planning and taking proactive steps towards a secure retirement. Listener questions provide practical insights into saving strategies and investment diversification. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy explores the implications of artificial intelligence (AI) in retirement planning. They discuss the potential benefits and limitations of AI in providing financial advice, emphasizing the importance of human judgment and trust in financial decision-making. The conversation highlights the need for personalized financial planning and the risks of relying solely on AI-generated advice. The hosts also draw parallels between AI and historical figures like Katherine Johnson, who exemplified the value of human expertise in critical calculations. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy explores the implications of artificial intelligence (AI) in retirement planning. They discuss the potential benefits and limitations of AI in providing financial advice, emphasizing the importance of human judgment and trust in financial decision-making. The conversation highlights the need for personalized financial planning and the risks of relying solely on AI-generated advice. The hosts also draw parallels between AI and historical figures like Katherine Johnson, who exemplified the value of human expertise in critical calculations. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy and Paul Payne delve into the intricacies of life insurance, particularly focusing on the benefits of cash value in permanent policies and the importance of planning for long-term care. They discuss how life insurance can serve multiple purposes beyond just providing a death benefit, including tax-free income and financial independence. The conversation emphasizes the need for education in understanding life insurance products and the potential pitfalls of traditional long-term care insurance. Paul shares innovative strategies for utilizing life insurance to protect against long-term care costs, highlighting the importance of customizing insurance plans to fit individual needs and circumstances. Call or text 800-930-5905. Visit MWMFinancial.Tax. Visit Payne Financial Solutions to learn more.

In this episode of Wealth Health Radio, Joe Murphy and Steve Sedahl delve into the complexities of IRAs and Medicare. They discuss the differences between traditional and Roth IRAs, the importance of planning for retirement, and the nuances of Medicare, including parts A, B, and D. Special guest Jon Shurr provides insights into Medicare options, open enrollment, and the differences between Medicare Advantage plans and supplements. The conversation emphasizes the need for strategic planning and the value of working with knowledgeable professionals in navigating these financial landscapes. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. Visit Shurr Insurance to learn more about Medicare.

On a new episode of Wealth Health Radio with Joe Murphy, Joe explores the latest from the Federal Reserve and explores the impacts of the latest decision regarding interest rates, outlining how they might affect you on your retirement planning journey. Joe covers the different pieces of “advice” to challenge when planning for retirement and how to recognize the red flags you may encounter along the way to get to your desired goal in planning your financial future–focusing on the myths surrounding spending in retirement. Murphy takes a spin in different retirement planning vehicles and finds their vehicular counterparts to help ensure you have a smooth road to retirement. Call Joe, Amber and the team at Murphy Wealth Management at 800-930-5905 or visit MWMFinancial.tax for more information.

Joe Murphy discusses the importance of financial planning and the need for a thorough 'deep cleaning' of one's financial situation, especially as retirement approaches. He emphasizes the significance of understanding interest rate changes, decluttering financial accounts, rebalancing investment portfolios, and preparing for unexpected expenses. The conversation also touches on the balance between frugality and necessary spending, the importance of healthcare planning, and the value of professional financial advice. Additionally, Joe highlights property tax considerations for Illinois residents, particularly seniors, and the importance of taking advantage of available exemptions. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this Halloween special episode Joe Murphy and Steve Sedahl explore the spooky financial fears that can haunt retirement planning. They discuss various financial 'ghouls' such as zombie stocks, hidden fees, and the demons of poor financial decisions. The conversation also covers the risks of inflation, healthcare costs, long-term care, and the sequence of returns risk that can impact retirement savings. The hosts emphasize the importance of having a solid financial plan to navigate these challenges and prepare for potential market changes, including upcoming rate cuts. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy discusses various weather-related events and how they relate to retirement planning. They cover topics such as the risks of retirement, the importance of diversification, the impact of inflation, and the need to plan for long-term care. They also offer advice on how to protect oneself from these risks and provide information on how listeners can get in touch with Joe for further assistance. In this conversation, Joe and Steve discuss the importance of working with a financial advisor and the benefits it can bring. They highlight the accountability, expertise, and access to resources that an advisor provides. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy discusses the psychological phases of retirement, as described by author Riley Moynes. The four phases are: the vacation phase, the feeling lost phase, the trial and error phase, and the reinvent and rewire phase. The hosts emphasize the importance of planning for retirement, both financially and psychologically, to ensure a smooth transition and a fulfilling retirement. They also discuss the need for purpose and a sense of belonging in retirement, as well as the importance of health and maintaining a routine. The conversation concludes with a reminder to start planning for retirement as early as possible. Joe highlights the significance of tax efficiency and the role of a financial advisor in helping clients navigate the complexities of the tax code. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. The Four Phases of Retirement: What to Expect When You're Retiring by Riley Moynes. Riley Moynes Ted Talk mentioned in the show.

Joe Murphy and estate planning attorney Brian Less discuss the Fed's annual economic conference in Jackson Hole and the implications of the Fed's rate cut cycle. Brian also explains the difference between a will and a trust, highlighting the benefits of a trust in avoiding probate and providing more control over assets. The conversation then shifts to long-term care planning and Medicaid asset protection trusts, with Brian explaining the options available to protect assets in the event of long-term care needs. Overall, the conversation emphasizes the importance of planning ahead and seeking professional advice to protect assets and ensure that final wishes are carried out.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy discusses the seven habits of highly effective people and retirement readiness. They emphasize the importance of accurate information and planning for retirement, using tools like calculators and budgeting. They also discuss the timeless wisdom found in self-help books and the value of gaining knowledge and perspective. The conversation then transitions to the lessons learned from the worst market crash in American history, highlighting the importance of understanding risk, diversification, and the need for liquidity. They also touch on the psychological preparedness needed for retirement and the significance of having a solid foundation in financial planning.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this episode of Wealth Health Radio, Joe Murphy discusses the topic of Roth conversions. He explains the benefits of a Roth IRA, such as tax-free growth and no required minimum distributions (RMDs). He also highlights the importance of considering future tax changes and the potential impact on retirement savings. Joe discusses the process of a Roth conversion and the need for careful planning and understanding of the rules. He also touches on higher-end strategies like the backdoor Roth and the mega backdoor Roth. The episode concludes with a discussion on the pro rata rule and the importance of consulting with a financial advisor for personalized advice.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

The conversation covers market update and pre-planning steps for near-term retirees. The market experienced whipsaw action, causing some panic selling by the general public, while institutions bought the dip. Warren Buffett's decision to unload 50% of his Apple stock raised eyebrows. The conversation also delves into the concept of carry trades and the potential risks associated with them. The importance of a financial review, managing debt, and planning for healthcare expenses in retirement is emphasized. The episode concludes with a discussion on Social Security and the remaining steps for pre-retirees. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this episode of Wealth Health Radio, Joe Murphy discusses the topic of Roth conversions. He explains the benefits of a Roth IRA, such as tax-free growth and no required minimum distributions (RMDs). He also highlights the importance of considering future tax changes and the potential impact on retirement savings. Joe discusses the process of a Roth conversion and the need for careful planning and understanding of the rules. He also touches on higher-end strategies like the backdoor Roth and the mega backdoor Roth. The episode concludes with a discussion on the pro rata rule and the importance of consulting with a financial advisor for personalized advice.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this episode of Wealth Health Radio, Joe Murphy discusses the five critical pillars of retirement planning. The first pillar is income, which is essential for maintaining the desired lifestyle in retirement. Joe emphasizes the importance of diversifying income streams to mitigate risks. The second pillar is expense management, which involves understanding current and future expenses and planning for rising prices and inflation. The third pillar is investment management, where Joe highlights the need to generate income while minimizing risk. The fourth pillar is legacy planning, which involves considering the financial support of children and grandchildren. The fifth pillar is tax efficiency, where Joe emphasizes the importance of tax planning to maximize income and minimize tax liabilities. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this episode of Wealth Health Radio, Joe Murphy and Steve Sedahl discuss various topics including the market update, the Trump assassination attempt, and the appointment of JD Vance as Trump's VP. They also delve into the concept of speculative bubbles, using examples from history such as the dot-com bubble and the housing bubble. Joe warns listeners to be cautious when investing in speculative assets like AI stocks. The episode concludes with a discussion on inflation, shrinkflation, stagflation, and the importance of proactive preparation. In this conversation, Joe and Steve discuss the topics of inflation, stagflation, shrinkflation, and upflation. They explore the short-term and long-term impacts of inflation, including the erosion of savings and investments. The conversation concludes with a discussion on the recent political events and the importance of unity and understanding in the country.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this conversation, Joe Murphy discusses the risks that retirees face and the importance of hedging against those risks. He highlights five major risks: social security reduction, health impairment, market risk, longevity risk, and legacy shortfall. Joe emphasizes the need for retirees to plan ahead and hedge against these risks to ensure a successful retirement. He introduces an innovative annuity account that offers protection against these risks and provides enhanced benefits. Joe also discusses the importance of finding the right financial advisor who can address individual concerns and provide comprehensive financial planning. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this episode of Wealth Health Radio, Joe Murphy and Steve Sedahl discuss various topics, including current events, interest rates, bank stress tests, and lessons from Warren Buffett's investor playbook. They emphasize the importance of understanding the impact of current events on retirement planning and the need for patience and discipline in investing. They also highlight Warren Buffett's quotes on investing and the value of making smart choices over time. The episode concludes with an offer for listeners to schedule a complimentary 15-minute phone call with Joe Murphy to discuss their financial situation. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this conversation, Joe Murphy and Steve Sedahl discuss the petrodollar agreement and its impact on the global economy. They explore the history of the petrodollar, starting with the Bretton Woods agreement in 1944, which established fixed exchange rates and pegged currencies to the US dollar. They explain how the petrodollar system emerged, with Saudi Arabia agreeing to sell oil only in US dollars and invest excess dollars in US treasuries. They also discuss the potential threats to the petrodollar system and the implications for the US economy. The discussion highlights the importance of being aware of these geopolitical events and their potential impact on the value of the US dollar.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

The conversation covers the proposed changes to taxation and retirement planning under President Biden's 2025 budget. The focus is on the potential impact of these changes on individuals and corporations. The discussion highlights the potential for higher taxes on higher income earners and the negative consequences of raising corporate taxes. The conversation also touches on the importance of planning for required minimum distributions (RMDs) and the potential changes to the full retirement age (FRA). Visit MWM Financial to learn more.

The conversation covers significant changes in retirement planning, including the impact of crypto regulations, technical glitches in the stock market, the transition from defined benefit plans to defined contribution plans, and changes in required minimum distributions. It also discusses strategies for maximizing retirement income and the implications of increased contribution limits, target date funds, FinTech innovations, and longevity planning. The hosts discuss the struggles of the middle class, the significance of inflation, and the need for a fair economic playing field for all Americans. The conversation provides valuable insights into financial management and planning for the future. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

The conversation covers the topic of retirement planning, financial regrets, and the role of annuities in retirement income planning. It emphasizes the importance of early retirement planning and the impact of inflation and market volatility on retirement savings. The discussion also delves into the different types of annuities and their suitability for retirement income strategies. The conversation emphasizes the importance of planning, tax efficiency, and optimizing retirement benefits. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this conversation, Joe Murphy discusses the financial and economic stories that are causing concern and confusion. They analyze a documentary called 'Finding the Money' and share clips from an interview with Jared Bernstein, Chair of the United States Council of Economic Advisers. They discuss the concept of modern monetary theory and its implications for the economy. They also debate the validity of the 4% rule in retirement planning and offer an alternative approach using a split concept. Overall, they emphasize the importance of understanding the complexities of the financial system and making informed decisions. The conversation concludes with an offer for a complimentary review of individual circumstances. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

The conversation covers the topic of retirement planning, financial regrets, and the role of annuities in retirement income planning. It emphasizes the importance of early retirement planning and the impact of inflation and market volatility on retirement savings. The discussion also delves into the different types of annuities and their suitability for retirement income strategies. It also explores important milestones such as age 50, 55, 59 and a half, 62, 67, 70, 70 and a half, and 73, discussing their significance in retirement planning, Social Security, RMDs, and QCDs. The conversation emphasizes the importance of planning, tax efficiency, and optimizing retirement benefits. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

There are plenty of questions about retirement planning. Like how much income do I need, or will it really cost 300-thousand dollars in healthcare when I retire. We’ll answer some of the most common questions pre-retirees ask advisors on today’s show. In addition, If you think you don’t have to worry about long term care, think again. Typically, women need long term care longer (3.7 years, on average) than men (2.2 years). And while about one-third of people who are 65 may never need long-term care, 20% will need it longer than five years. Are you prepared? Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy discusses various financial topics, including the importance of tax efficiency in retirement planning, the potential impact of stagflation on the economy, the challenges faced by small businesses, and the strategies for building steady income in retirement. He also addresses questions about managing an individual retirement account (IRA), investing in precious metals, and the legitimacy of gold IRAs. The conversation provides valuable insights and advice for listeners seeking to make informed financial decisions. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this conversation, Joe Murphy and Steve Sedahl discuss eight things to know when beginning retirement savings in your 50s. They cover topics such as catch-up contributions, compounding interest, reassessing retirement age, downsizing or relocating, maximizing Social Security, healthcare costs, and debt reduction. They emphasize the importance of planning and making informed decisions to improve retirement outcomes. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this conversation, Joe Murphy discusses the potential impact of the Tax Cuts and Jobs Act (TCJA) sunsetting in 2026 and how it can affect tax rates. He explains the concept of Roth conversions as a strategy to take advantage of current tax rates before they potentially increase in the future. Joe also discusses the factors to consider when deciding whether a Roth conversion is a good idea, such as income level, tax bracket, and future retirement plans. He emphasizes the importance of tax planning and working with a financial advisor to make informed decisions. The conversation also touches on other topics such as IRA contributions, investment allocation, and Social Security. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this episode, Joe Murphy discusses the impact of inflation on retirement planning. He explains how inflation works and the decrease in purchasing power it causes over time. He emphasizes the importance of planning for inflation and diversifying investments to mitigate risk. Joe also highlights the need for an emergency fund and the role of a financial advisor in navigating the current volatile market. They explore the historical context of rate cuts and the risks associated with cutting rates too quickly. They also emphasize the importance of reviewing investment allocations and considering diversification to protect retirement assets. The conversation then shifts to the topic of charitable giving and strategies for maximizing tax efficiency. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this conversation, Joe and Steve discuss various financial topics, including the national debt, retirement planning, and investing options. They emphasize the importance of addressing the national debt and holding the government accountable for its spending. They also provide insights on retirement planning, suggesting that retirement is more about income than age and discussing the benefits of annuities and combining 401k plans. The conversation concludes with a Q&A session, where they answer questions about investing options and Social Security.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

The conversation highlights the importance of reliable information in the financial industry, especially in the age of social media. It warns against scams and misinformation that can be spread through platforms like TikTok. The need for financial education is emphasized, particularly in schools, to empower individuals to make informed decisions. The discussion also touches on the balance between regulation and censorship in the digital space. The impact of social media on society and the dangers of unregulated content are explored. The conversation concludes with advice on retirement planning, including 401(k) rollovers and strategies for long-term savings. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

The financial wellness of the economy is a common concern among Americans. The Federal Reserve is playing a waiting game on rate cuts, considering factors such as inflation and market volatility. The concept of a soft landing, avoiding a recessionary GDP backtracking, is discussed. The Fed's guessing game and the concept of super core inflation are explored. The rising credit card debt and financial struggles of Americans are highlighted. The importance of financial literacy and the need for financial planning and retirement readiness are emphasized. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

In this episode, Joe Murphy discusses the taxation of various sources of income in retirement. He debunks the misconception that there are no taxes in retirement and highlights the importance of tax planning. Joe explains how Social Security benefits, pensions, interest-bearing accounts, dividends, and retirement accounts are taxed. He also emphasizes the tax benefits of life insurance proceeds and provides insights into the taxation of annuities and home sales. Additionally, Joe encourages listeners to create a bucket list and shares the significance of incorporating personal growth goals into retirement planning. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Celebrities often face financial challenges that require the assistance of a financial advisor to help manage their wealth and long-term financial stability. In this episode, Joe Murphy and Steve Sedahl discuss cautionary tales from Hollywood, including the financial mistakes of celebrities like Steve McNair and Billy Joel. They also explore the You Earned It, You Keep It Act, which proposes revisions to social security. Additionally, they discuss a Medicare fraud scheme and the importance of tax planning, estate planning, and asset allocation in retirement. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.

Joe Murphy and Steve Sedahl engage in casual conversation and emphasize the value of open communication. They discuss the recent Labor Department jobs report and question the accuracy of government data. The conversation shifts to the uncertainty in the global economy and the need for careful decision-making. They address the challenge of getting spouses involved in financial planning and caution against strong-arm tactics. The hosts conclude by offering an introductory call for listeners to discuss their concerns and retirement planning in the current economic environment. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. 

In this episode of Wealth Health Radio, Joe and Steve discuss the parallels between football and retirement planning. They cover offensive strategies such as understanding goals, budgeting, learning about different investment vehicles, diversifying among asset classes, and building wealth. They also discuss defensive strategies including preventing gaps in your plan, having an emergency fund, and creating an estate plan. Additionally, they touch on special teams strategies such as managing charitable giving and planning for Social Security. The episode concludes with a discussion on building a game plan for retirement success. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. 

On today's show, Joe Murphy discusses important considerations for building a modern, holistic, and personalized retirement plan. The conversation covers topics such as determining enough for retirement, inventorying accounts and taxation, moving 401k to personalized IRA, understanding Social Security, utilizing health savings accounts (HSAs), choosing health insurance, using annuities for retirement income, reviewing budget and spending plan, considering Roth conversions, spending money from various accounts, maintaining asset allocation, paying off mortgage and estate planning, upgrading car or home maintenance, changing 529 beneficiaries, managing RMDs and taxable income, and analyzing Bitcoin and Jamie Dimon's comments. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. 

On this episode of Wealth Health Radio, Joe Murphy discusses various topics related to retirement planning and unexpected life events. The conversation covers boomerang kids and the sandwich generation, downsizing and managing expenses, taxes in retirement, Hertz selling its EV fleet, saving for retirement and overlooking important factors, wealth transfer and estate planning, retirement benefits and portfolio composition, income planning, and sequence of returns. Joe Murphy and Steve Sedahl also answer questions from listeners about protecting principal in retirement, investment options for Roth IRAs, and Roth IRA conversions. That and much more on Wealth Health Radio with Joe Murphy. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. 

A new year with new resolutions. The question is, how long will they last. Joe Murphy has some ways you can execute and succeed at improving your finances and reaching your financial planning goals in 2024. Do you know your Social Security risk score? Joe can help you find out.  That and much more on Wealth Health Radio with Joe Murphy. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. 

To kick off 2024 Joe Murphy breaks down some strategies on helping you get to retirement. Topics include: longevity risk, healthcare costs, overestimating investment income and being too conservative with your investments. That and much more on Wealth Health Radio with Joe Murphy. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. 

You know about what it costs to run your household on a monthly basis and you know you should be padding that emergency fund. But are you? It’s the little things that can cause the biggest problems in retirement. Joe Murphy outlines how to avoid costly mistakes and get your financial health in order for 2024. That and more on this episode of Wealth Health Radio with Joe Murphy.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. 

As we enter 2024, it's crucial to assess your budget, debt, and investments in alignment with your financial objectives. To help kickstart the process Joe Murphy has put together steps to help you get started. That and more on this episode of Wealth Health Radio with Joe Murphy.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. 

Turning 50 puts you firmly in the financial red zone. There are also benefits to turning another year older. Joe Murphy digs into the most common perks that kick in once you turn 50, 59 1/2 and 65. There’s plenty of talk about the future of Social Security and Joe has an opportunity for you to see if you could be subject to a reduction in your benefit. That and more on this episode of Wealth Health Radio with Joe Murphy.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. 

If you’re in the ‘financial red zone’—that’s five to ten years away from retirement, it’s more important than ever to make sure your plan is in place. Joe Murphy has some tips to help shore up that game plan to help you score big in retirement. Joe gives you an opportunity to get your own Social Security risk score. That and more on this episode of Wealth Health Radio with Joe Murphy.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more. 

A new report graded the retirement systems of countries across the world and America earned a C+...Joe Murphy shows how you can build an A+ retirement plan. Worried about Social Security being there for you? Joe gives you an opportunity to get your own Social Security risk score. He talks about the Robert Shiller book Narrative Economics and how emotions can move the market. The rules for RMD’s have changed. Joe outlines what’s different this year and going forward. That and more on this episode of Wealth Health Radio with Joe Murphy.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.  Here's a link to Narrative Economics by Robert Shiller