Joe Murphy discusses the seven habits of highly effective people and retirement readiness. They emphasize the importance of accurate information and planning for retirement, using tools like calculators and budgeting. They also discuss the timeless wisdom found in self-help books and the value of gaining knowledge and perspective. The conversation then transitions to the lessons learned from the worst market crash in American history, highlighting the importance of understanding risk, diversification, and the need for liquidity. They also touch on the psychological preparedness needed for retirement and the significance of having a solid foundation in financial planning.  Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.