Joe Murphy discusses strategies for reviving retirement savings, the importance of understanding investment movements, and maximizing employer contributions. They delve into the significance of IRAs, catch-up contributions under the Secure Act 2.0, and the necessity of managing debt and establishing emergency savings. The conversation emphasizes the importance of financial planning and taking proactive steps towards a secure retirement. Listener questions provide practical insights into saving strategies and investment diversification. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.