Workers wishing to have access to withdrawing a portion of their two-pot retirement fund system have been advised to ensure that they understand the long-term implications involved. This is according to financial experts who have dedicated their time to explain every part of the the much talked about two-spot retirement system which will kick in on the 1st of September. In our special focus on two-pot retirement system in partnership with Sanlam, Sakina Kamwendo spoke to the Head of Product Development at Sanlam Corporate, Anna Siwiak.