Raj Shah and Rick Borek explain why it's imperative that you have a tax strategy going into retirement and how they help their clients at SC Wealth Advisors.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

A lot of people want to reduce risk while staying in the stock market. Rah Shah and Rick Borek explain how they help their clients achieve a comfortable and well-balanced portfolio.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

There are different times in your life that are more appropriate to take risk. Raj Shah and Rick Borek explain how they allocate their clients' portfolios properly.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

There are a lot of potential changes coming to Social Security. Raj Shah and Rick Borek explain what you should and what you shouldn't worry about.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Tax planning could completely change your retirement plan. Raj Shah and Rick Borek break down the strategies they use with their clients to help them be as tax efficient as possible.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

When you look at the numbers, people are retiring much later than the last few decades. Raj Shah and Rick Borek explain why that is and how you can decide when the best time is to retire. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

If left untouched, taxes could be the biggest expense you have in retirement. Raj Shah and Rick Borek explain what strategies they use for their clients to help keep them tax efficient.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

If you don't plan correctly, taxes in retirement could be a major expense. Raj Shah and Rick Borek explain how they help their clients be as tax efficient as possible.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Are you ready for a market correction? Raj Shah and Rick Borek explain how they're preparing their clients in case it happens.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

If left untouched, taxes could be the biggest expense you face in retirement. Raj Shah and Rick Borek explain how they help their clients put together a tax strategy.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Some companies are toying with the idea of adding a fixed component. Raj Shah and Rick Borek explain how this could change retirement planning for their clients.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

There are a few obstacles you need to keep an eye on as you prepare for retirement. Raj Shah and Rick Borek break down tax planning, longevity risk, and other issues you might run into.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

One of the best ways to make sure you are headed for the retirement you want is to simulate the future. Raj Shah and Rick Borek explain how they help their clients through this process.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Why do people have a hard time transitioning into retirement? Raj Shah and Rick Borek explain issues they've seen in their years of experience.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Nobody has a crystal ball, but a lot of people believe that taxes will go up in the future. If that happens, Raj Shah and Rick Borek break down a few strategies they're using to be proactive with their clients.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Your retirement plan could change depending on interest rates. Raj Shah and Rick Borek explain how to navigate the transition.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Without a retirement budget, some people may get out of hand with spending at the start of retirement. Raj Shah and Rick Borek have a few strategies they use to help their clients stay structured. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Hidden fees in retirement can take a bite out of your savings. Raj Shah and Rick Borek explain how they keep those fees efficient and transparent for their clients.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Since we know changes are likely with Social Security, Raj Shah and Rick Borek have come up with strategies to get ahead of the game.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Taxes could be one of your biggest expenses in retirement. Raj Shah and Rick Borek break down ways you could save on RMDs.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

If you don't have a tax strategy in place for retirement, Raj Shah and Rick Borek have a few things for you to think about.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Having multiple streams of income in retirement is deal, but how do you accomplish that? Raj Shah and Rick Borek have a few ideas to get you started.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

There is a major difference between working with an advisor and planning your tax strategy versus letting taxes fall where they may. Raj Shah and Rick Borek explain how they help their clients plan their tax strategy in the most efficient manner.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

When it comes to tax planning in retirement, its better to start now. Raj Shah and Rick Borek explain how being proactive could pay off in a major way later down the road.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

We're living longer, which means chances of needing long term care are going up as well. Raj Shah and Rick Borek explain new long term care options you could implemement into your retirement plan.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

If you could retire today, would you? Do you know if you could retire today? Raj Shah and Rick Borek explain how they help their clients potentially retire sooner than they expected.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

If you're passing down your legacy, you want to make sure your family isn't hit with a huge tax bill. How is that possible? Raj Shah and Rick Borek have years of experience helping families make sure their legacy plan is efficient.   For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

There are multiple mistakes people make in retirement with their 401ks over and over again. Raj Shah and Rick Borek explain a few and how to avoid them.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

The new rules for 401k catch up contributions have been put on hold. So what do we do in the meantime? Raj Shah and Rick Borek have a few strategies you could put in place now.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

If you're using Target Date Funds are you happy with their performance? Raj Shah and Rick Borek explain why they might not be working as well as you would prefer.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

We've all been dealing with inflation and frustrated by it, but could it present opportunities? Raj Shah and Rick Borek explain how to take advantage of this economy.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

One piece of retirement that gets overlooked, but could greatly affect your retirement is long term care. Raj Shah and Rick Borek have come up with a few ideas to solve that problem.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

If we have a correction, how will it affect your retirement? Raj Shah and Rick Borek explain what to keep an eye out for and how to navigate a volatile market.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Besides the stock market, do we have other options for income in retirement? Raj Shah and Rick Borek have a few strategies to consider.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

The closer you get you retirement, the less time you have to recover from mistakes. Raj Shah and Rick Borek explain one of the biggest issues people need to be aware of.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

If you want to retire early, what are some things you need to keep in mind? Between the clients Raj Shah and Rick Borek have retired vicariously through over the years, they have a few pieces of advice on what to be aware of.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Just because you have the option to cash out your 401k, should you? Raj Shah and Rick Borek express their opinions on what you should and shouldn't do with your retirement accounts.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Taxes could be the most expensive cost in retirement. Are you prepared for tax increases? Raj Shah and Rick Borek explain strategies and tools that could help you remain as tax efficient as possible.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

When is the last time you've updated your retirement plan? Raj Shah and Rick Borek of SC Wealth Advisors explain how new strategies could amplify your retirement. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Are you aware of your tax burden in retirement? If not, Raj Shah and Rick Borek can help you put the picture together and how to form a strategy to be the most tax efficient in retirement.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Some financial advisors avoid talking about annuities, but why? Raj Shah and Rick Borek explain why they might avoid that conversation and why they insist on having it with their clients.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek reflect on financial lessons they learned from their fathers and how it impacts their careers today. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

It seems people getting ready for retirement have a different viewpoint than those actually in retirement. How do we understand and plan for the realities we will face?

Over the last 100 years, the market is up 73% of the time and down 27%. Why wouldn’t you want to play those odds?

Warren Buffet is famous for saying, “Just don’t lose money.” Today we look at what Warren says made him successful and what we can learn from it.

There are so many stories of rich athletes that blow through their millions. We found a story about a current quarterback that seems to have his head on straight and thinking to the future.  

A new survey says 70% of people are financially stressed right now and don’t trust the stock market. If that describes you, how do you position your money?

We spend hours pouring over our taxes each year trying to write a smaller check to the IRS. How much planning are you putting into the check you may be writing while you are in retirement?

A new idea for income in retirement. Take more when the market is good, cut back when the market is bad. Sounds simple, but does it work?

What mix of stocks-to-bonds or risk-to-safety makes you feel comfortable? Raj and Rick look at an interesting new idea.