We’re talking about soft saving: the act of saving your money, but with some flexibility to allow yourself life’s simple pleasures. Because saving your money shouldn’t mean stopping your entire life! 

Welcome back to this special miniseries, brought to you by Ubank! In these bonus six episodes, we’re breaking down a different financial term each week to make you the money savvy baddie you were always meant to be. 

Thanks to our sponsor Ubank for making this episode of Two Broke Chicks possible!

 

🧾 LINKS & RECEIPTS

Visit Ubank 

Inside Gen Z’s Soft Saving Movement - Investopedia 

Young Women More Stressed About Finances - ASIC 

Financial Stress And Mental Health - Australian Institute Of Health And Welfare

 

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🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

We&rsquo;re talking about soft saving: the act of saving your money, but with some flexibility to allow yourself life&rsquo;s simple pleasures. Because saving your money shouldn&rsquo;t mean stopping your entire life!&nbsp;
Welcome back to this special miniseries, brought to you by Ubank! In these bonus six episodes, we&rsquo;re breaking down a different financial term each week to make you the money savvy baddie you were always meant to be.&nbsp;
Thanks to our sponsor Ubank for making this episode of Two Broke Chicks possible!
&nbsp;
🧾 LINKS &amp; RECEIPTS
<a href="https://www.ubank.com.au/?utm_source=Brand&amp;utm_source=google&amp;utm_medium=search&amp;utm_medium=cpc&amp;utm_campaign=PAID-EDB-SEM-Google-Brand-Acquisition-Core-All&amp;utm_campaign=PAID-EDB-SEM-Google-Brand-Acquisition-Core-All&amp;utm_content=EDB-Brand&amp;gad_source=1&amp;gad_campaignid=17497327619&amp;gbraid=0AAAAAouFlUnbx-LMW3E9c9lgiBqqJZDrV&amp;gclid=Cj0KCQjwlqTRBhCBARIsANrkrxgMlW8r2Tt-t79VZ8USLUcotk9mbDP6hbrC9dquxYNExyTVFqaBCl0aAj9LEALw_wcB">Visit Ubank</a>&nbsp;
<a href="https://www.investopedia.com/inside-gen-z-s-soft-saving-movement-are-they-trading-future-security-for-present-comfort-11831300">Inside Gen Z&rsquo;s Soft Saving Movement - Investopedia&nbsp;</a>
<a href="https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2024-releases/24-023mr-new-moneysmart-data-reveals-young-women-more-stressed-than-young-men-about-finances-cost-of-living/">Young Women More Stressed About Finances - ASIC&nbsp;</a>
<a href="https://www.aihw.gov.au/mental-health/topic-areas/other-mental-health-reports/financial-stress">Financial Stress And Mental Health - Australian Institute Of Health And Welfare</a>
&nbsp;
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&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. 
From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. 
From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life.

Two Broke Chicks

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and &lsquo;Two Broke Chicks&rsquo; Sal and Al share their life lessons to help you feel rich in life. From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Rich Girl Dictionary: Soft Saving

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/5bb8249e-421f-4479-b458-b474003208a2/transcript

We’re back with our June Favourites! We share a hack to glow up your selfie game, whimsical jewellery brands that you need on your list & a conversation game to learn more about those ya love. 

 

🧾 LINKS & RECEIPTS

Shop Adairs Towels 

Follow Plowrong on TikTok

Shop Reflex Card Game by Flex Mami

Shop Lush “After” Massage Bar

The Meanings Of Rings - Instagram

Shop Cleopatra’s Bling

Shop Temple Of The Sun

Shop Mountain And Moon 

Shop AERE Barrel Pants

 

⚡CHUCK US A FOLLOW

Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

We&rsquo;re back with our June Favourites! We share a hack to glow up your selfie game, whimsical jewellery brands that you need on your list &amp; a conversation game to learn more about those ya love.&nbsp;
&nbsp;
🧾 LINKS &amp; RECEIPTS
<a href="https://www.adairs.com.au/bathroom/towels/?srsltid=AfmBOooQcMO4lfjjw6xGXgNzSO-tLIoMvJEymhaHKIhqZOrC__2bPPSq">Shop Adairs Towels&nbsp;</a>
<a href="https://www.tiktok.com/@plowrong">Follow Plowrong on TikTok</a>
<a href="https://www.tibbsandbones.com/collections/reflex/products/reflex-conversation-card-game-watermelon-3-copy">Shop Reflex Card Game by Flex Mami</a>
<a href="https://www.lush.com/au/en/p/after-massage-bar">Shop Lush &ldquo;After&rdquo; Massage Bar</a>
<a href="https://www.instagram.com/p/DY7Z1h4ICi7/?utm_source=ig_web_copy_link&amp;igsh=NTc4MTIwNjQ2YQ==">The Meanings Of Rings - Instagram</a>
<a href="https://www.cleopatrasbling.com/?gad_source=1&amp;gad_campaignid=21047064617&amp;gbraid=0AAAAABi3dKKQHvQS9PTQ8D4lw1bJJjMCC&amp;gclid=Cj0KCQjwrs7RBhDuARIsAIVfBD3GBxTl4NCnrhXpeiYF2W_M3z_VWkjzgyLHi4MbZMtYC_MkZB-N2PoaAqJlEALw_wcB">Shop Cleopatra&rsquo;s Bling</a>
<a href="https://templeofthesun.com.au/?tw_source=google&amp;tw_adid=774343547676&amp;tw_campaign=13085510082&amp;tw_kwdid=kwd-296976366121&amp;gad_source=1&amp;gad_campaignid=13085510082&amp;gbraid=0AAAAADgNUP1xlrRgaLP5AYJUDP-dQN0ZQ&amp;gclid=Cj0KCQjwrs7RBhDuARIsAIVfBD0gZ0THaCM75LAlli1CT5y9DOZ2NMLE9M931bi8IyHuHFlMvMiVXdYaAmjtEALw_wcB">Shop Temple Of The Sun</a>
<a href="https://www.mountainandmoon.com/?srsltid=AfmBOor0X_ETFFgGl0Y9oWp_OQJ0n890WaGcrtVVtYNoDcizkfjjaOg3">Shop Mountain And Moon&nbsp;</a>
<a href="https://www.theiconic.com.au/cotton-barrel-leg-pants-2727998.html">Shop AERE Barrel Pants</a>
&nbsp;
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<a href="https://www.youtube.com/@TwoBrokeChicks">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

Whimsical Jewellery, Icebreaker Games & Selfie Secrets

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/a151bccd-ece9-4a23-8f5a-b47201873793/transcript

Time is money chicks! We’ve put together five ways to save you valuable hours every single week, so you have even more time for the things that fill your cup. 

 

🧾 LINKS & RECEIPTS

26+ Hours Saved – Instagram

Daily Steps And Health Outcomes In Adults – Study

The Four Song Rule – Sydney Morning Herald

The Global Human Day - Study

Context Switching - WorkElate

Reducing Attention Residue - BBC

Brown Noise Hack – Instagram

Ingredient Prepping – Plain Everything

The 4D Filter/Eisenhower Matrix - Forbes

Analysis Paralysis – news.com.au

The One Touch Rule – Apartment Therapy

How Much Time We Spend Looking For Things – IKEA

Ur The Main Character & This Is Ur Movie Intro Song – Spotify

 

⚡CHUCK US A FOLLOW

Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

Time is money chicks! We&rsquo;ve put together five ways to save you valuable hours every single week, so you have even more time for the things that fill your cup.&nbsp;
&nbsp;
🧾 LINKS &amp; RECEIPTS
<a href="https://www.instagram.com/reels/DYy9tuzqbbe/">26+ Hours Saved &ndash; Instagram</a>
<a href="https://www.thelancet.com/journals/lanpub/article/PIIS2468-2667(25)00164-1/fulltext">Daily Steps And Health Outcomes In Adults &ndash; Study</a>
<a href="https://www.smh.com.au/business/workplace/21-timesaving-tricks-that-can-free-up-hours-in-your-weekly-schedule-20160608-gpdzio.html">The Four Song Rule &ndash; Sydney Morning Herald</a>
<a href="https://www.pnas.org/doi/full/10.1073/pnas.2219564120#sec-1">The Global Human Day - Study</a>
<a href="https://www.workelate.com/blog/what-is-context-switching-how-it-steals-3-hours-from-your-workday-and-how-to-stop-it">Context Switching - WorkElate</a>
<a href="https://www.bbc.com/worklife/article/20200130-the-life-hack-to-reduce-admin-and-carve-out-downtime">Reducing Attention Residue - BBC</a>
<a href="https://www.instagram.com/p/DXwlysxjN5Z/?igsh=eWR2djNqdGRhbzZo">Brown Noise Hack &ndash; Instagram</a>
<a href="https://plaineverything.com/ingredient-prepping/">Ingredient Prepping &ndash; Plain Everything</a>
<a href="https://www.forbes.com/sites/hillennevins/2023/01/05/how-to-get-stuff-done-the-eisenhower-matrix-aka-the-urgent-vs-the-important/">The 4D Filter/Eisenhower Matrix - Forbes</a>
<a href="https://www.news.com.au/finance/business/retail/three-in-five-australians-find-the-overabundance-of-choice-on-the-shelves-makes-it-harder-to-choose/news-story/322aa4a9ff7122825872b16f0a0fc609">Analysis Paralysis &ndash; news.com.au</a>
<a href="https://www.apartmenttherapy.com/the-one-touch-rule-37193771">The One Touch Rule &ndash; Apartment Therapy</a>
<a href="https://www.ikea.com/es/en/ideas/how-much-time-do-we-spend-searching-for-things-around-the-home-pubec2a8ae0/">How Much Time We Spend Looking For Things &ndash; IKEA</a>
<a href="https://open.spotify.com/playlist/1Cc8CcsA5mJk5RMX4jPPES">Ur The Main Character &amp; This Is Ur Movie Intro Song &ndash; Spotify</a>
&nbsp;
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<a href="https://www.tiktok.com/@twobrokechicks_?lang=en">Follow Two Broke Chicks on TikTok</a>
<a href="https://www.facebook.com/groups/532935037955135">Join our Two Broke Chicks Facebook Group</a>
<a href="https://www.youtube.com/@TwoBrokeChicks">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

5 Ways To Save 20+ Hours Per Week 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/96d01d9f-1f49-44df-b64a-b4710069c730/transcript

Welcome back to this special miniseries, brought to you by Ubank! In these bonus six episodes, we’re breaking down a different financial term each week to make you the money savvy baddie you were always meant to be. 

This week, we’re talking about doom spending: the habit of impulse spending to cope with feelings of anxiety, stress or uncertainty. Relatable, we know. 

Thanks to our sponsor Ubank for making this episode of Two Broke Chicks possible! 

 

🧾 LINKS & RECEIPTS

Visit Ubank

Doom Spending - CBRE

The 24-Hour Rule – Money Magazine

 

⚡CHUCK US A FOLLOW

Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

Welcome back to this special miniseries, brought to you by Ubank! In these bonus six episodes, we&rsquo;re breaking down a different financial term each week to make you the money savvy baddie you were always meant to be.&nbsp;
This week, we&rsquo;re talking about doom spending: the habit of impulse spending to cope with feelings of anxiety, stress or uncertainty. Relatable, we know.&nbsp;
Thanks to our sponsor Ubank&nbsp;for making this episode of Two Broke Chicks possible!&nbsp;
&nbsp;
🧾&nbsp;LINKS &amp; RECEIPTS
<a href="https://www.ubank.com.au/?utm_source=Brand&amp;utm_source=google&amp;utm_medium=search&amp;utm_medium=cpc&amp;utm_campaign=PAID-EDB-SEM-Google-Brand-Acquisition-Core-All&amp;utm_campaign=PAID-EDB-SEM-Google-Brand-Acquisition-Core-All&amp;utm_content=EDB-Brand&amp;gad_source=1&amp;gad_campaignid=17497327619&amp;gbraid=0AAAAAouFlUnbx-LMW3E9c9lgiBqqJZDrV&amp;gclid=Cj0KCQjwlqTRBhCBARIsANrkrxgMlW8r2Tt-t79VZ8USLUcotk9mbDP6hbrC9dquxYNExyTVFqaBCl0aAj9LEALw_wcB">Visit Ubank</a>
<a href="https://www.cbre.com.au/insights/articles/athleisure-retail-sales">Doom Spending - CBRE</a>
<a href="https://money.com/24-hour-rule-impulse-spending-retirees/">The 24-Hour Rule &ndash; Money Magazine</a>
&nbsp;
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<a href="https://www.youtube.com/@TwoBrokeChicks">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

Rich Girl Dictionary: Doom Spending

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/07d44a65-ea80-4956-86da-b46d0025279e/transcript

Rich Girl Dictionary: Soft Saving

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