We’re chatting security and scams: they’re everywhere at the moment, but there are ways you can protect yourself and your money from even the really sophisticated schemes. 

 

Welcome back to this special miniseries, brought to you by Ubank! In these bonus six episodes, we’re breaking down a different financial term each week to make you the money savvy baddie you were always meant to be. 

 

Thanks to our sponsor Ubank for making this episode of Two Broke Chicks possible!

 

🧾 LINKS & RECEIPTS

Visit Ubank 

2024 ACCC Targeting Scams Report

How Passkeys Work - Ubank

 

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Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

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🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

We&rsquo;re chatting security and scams: they&rsquo;re everywhere at the moment, but there are ways you can protect yourself and your money from even the really sophisticated schemes.&nbsp;
&nbsp;
Welcome back to this special miniseries, brought to you by Ubank! In these bonus six episodes, we&rsquo;re breaking down a different financial term each week to make you the money savvy baddie you were always meant to be.&nbsp;
&nbsp;
Thanks to our sponsor Ubank for making this episode of Two Broke Chicks possible!
&nbsp;
🧾 LINKS &amp; RECEIPTS
<a href="https://www.ubank.com.au/?utm_source=Brand&amp;utm_source=google&amp;utm_medium=search&amp;utm_medium=cpc&amp;utm_campaign=PAID-EDB-SEM-Google-Brand-Acquisition-Core-All&amp;utm_campaign=PAID-EDB-SEM-Google-Brand-Acquisition-Core-All&amp;utm_content=EDB-Brand&amp;gad_source=1&amp;gad_campaignid=17497327619&amp;gbraid=0AAAAAouFlUnbx-LMW3E9c9lgiBqqJZDrV&amp;gclid=Cj0KCQjwlqTRBhCBARIsANrkrxgMlW8r2Tt-t79VZ8USLUcotk9mbDP6hbrC9dquxYNExyTVFqaBCl0aAj9LEALw_wcB">Visit Ubank</a>&nbsp;
<a href="https://www.accc.gov.au/about-us/publications/serial-publications/targeting-scams-reports-on-scams-activity/targeting-scams-report-of-the-national-anti-scam-centre-on-scams-data-and-activity-2024">2024 ACCC Targeting Scams Report</a>
<a href="https://www.ubank.com.au/help/current/app-and-online-banking/passkeys/how-do-passkeys-work">How Passkeys Work - Ubank</a>
&nbsp;
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<a href="https://www.youtube.com/@TwoBrokeChicks">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. 
From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. 
From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life.

Two Broke Chicks

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and &lsquo;Two Broke Chicks&rsquo; Sal and Al share their life lessons to help you feel rich in life. From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Rich Girl Dictionary: Security & Scams

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/481ad8b5-1033-4114-929e-b47f00478fb7/transcript

There’s a lot of information out there about how you should spend your money to look and feel your best. This is your guide on the scams we’re not buying into to save our time, energy and money. From upgrade syndrome and gear acquisition syndrome to seasonal colours and how often you really need to get a haircut, here's where we can get a little more savvy with our money. 

 

🧾 LINKS & RECEIPTS

Shop Hourglass Ambient Lighting Eyeshadow Palette

Australians Spending Billions Of Dollars Annually On Impulse Purchases – 7 News

Aussies’ Biggest Money Regrets – Finder

Understanding Buyers Remorse And How To Break The Cycle – ABC News

How Changing Your Hair Wash Routine Could Save You A Fortune – Broke Media

How Often You Should Wash Your Hair, According To Experts – Vogue

How Often You Should Cut Your Hair – Vogue

How Much Australians Spend On Clothes Per Year In 2026 – Shopback

History Of Nail Polish – UK Manicurist

Seasonal Variations In Colour Preference – Cognitive Science Journal

 

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Follow Two Broke Chicks on Instagram

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Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

There&rsquo;s a lot of information out there about how you should spend your money to look and feel your best. This is your guide on the scams we&rsquo;re not buying into to save our time, energy and money. From upgrade syndrome and gear acquisition syndrome to seasonal colours and how often you really need to get a haircut, here's where we can get a little more savvy with our money.&nbsp;
&nbsp;
🧾 LINKS &amp; RECEIPTS
<a href="https://www.sephora.com.au/products/hourglass-ambient-lighting-palette/v/default?srsltid=AfmBOop3Ly5QxUH33eJRMYK1w0jxfrWgo_ZcW2RqfiO0UYJPJ1JTg2PF">Shop Hourglass Ambient Lighting Eyeshadow Palette</a>
<a href="https://www.facebook.com/watch/?v=1564049628795234">Australians Spending Billions Of Dollars Annually On Impulse Purchases &ndash; 7 News</a>
<a href="https://www.finder.com.au/news/aussies-biggest-money-regrets">Aussies&rsquo; Biggest Money Regrets &ndash; Finder</a>
<a href="https://www.abc.net.au/news/2024-02-03/understanding-buyers-remorse-and-how-to-break-the-cycle/103321474">Understanding Buyers Remorse And How To Break The Cycle &ndash; ABC News</a>
<a href="https://thebrokegeneration.com/blog/2018/07/25/save-money-washing-your-hair/">How Changing Your Hair Wash Routine Could Save You A Fortune &ndash; Broke Media</a>
<a href="https://www.vogue.com/article/washing-your-hair-once-a-week">How Often You Should Wash Your Hair, According To Experts &ndash; Vogue</a>
<a href="https://www.vogue.com/article/how-often-should-you-cut-your-hair">How Often You Should Cut Your Hair &ndash; Vogue</a>
<a href="https://www.shopback.com.au/blog/fashion/spend-annual">How Much Australians Spend On Clothes Per Year In 2026 &ndash; Shopback</a>
<a href="https://uk.manucurist.com/blogs/journal/the-history-of-nail-polish">History Of Nail Polish &ndash; UK Manicurist</a>
<a href="https://onlinelibrary.wiley.com/doi/10.1111/cogs.12429">Seasonal Variations In Colour Preference &ndash; Cognitive Science Journal</a>
&nbsp;
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&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

Things You’re Wasting Money On Without Realising

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/87993363-9309-4458-874b-b4bd0184ba18/transcript

Welcome to this special bonus episode, brought to you by eBay! We're chatting tips to give your pre-loved items a new life and hunt down second-hand treasures. Plus, we share hacks to simplify your wardrobe, the items laying around your house that could be hot ticket items on eBay and tips to make some extra cashola. 

Thanks to our sponsor eBay for making this episode of Two Broke Chicks possible! 



🧾 LINKS & RECEIPTS

Visit eBay

eBay Drops Selling Fees

 

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Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan


References:
¹ eBay data via YouGov, March 2026. 
² eBay data via YouGov, March 2026. Calculated by multiplying average estimated value of $1,497.70 by an estimated 21,651,550 Australian adults aged 18+ = $32.427 billion. 
³ eBay Listing Categories Data, 1 January 2025 to 31 December 2025. 
⁴ eBay Sold Data, 1 January 2025 to 31 December 2025. 
⁵ eBay Sold Data, January 2024 to December 2025 vs January 2025 to December 2025. 

Disclaimer: No transaction fees on sales below $25,000 annually. Free selling is not available to "Pro Sellers". AI listing tools may not be available for some categories including Parts & Accessories. See full terms on eBay.com.au. 

eBay is not affiliated with or endorsed by any of the brands shown.

Welcome to this special bonus episode, brought to you by eBay! We're chatting tips to give your pre-loved items a new life and hunt down second-hand treasures. Plus, we share hacks to simplify your wardrobe, the items laying around your house that could be hot ticket items on eBay and tips to make some extra cashola.&nbsp;
Thanks to our sponsor eBay for making this episode of Two Broke Chicks possible!&nbsp; 
🧾&nbsp;LINKS &amp; RECEIPTS
<a href="https://www.ebay.com.au/?srsltid=AfmBOoqzhigjy4ijKKd1mpFV6Pc5mbiO0oAKMFal3vvChYbtt0FAdNKE" data-outlook-id="700cd1c0-7218-4ffa-aadf-079739b9ef30" data-ogsc="">Visit eBay</a>
<a href="https://www.ebayinc.com/stories/press-room/au/aussies-sitting-on-a-32-billion-goldmine-as-ebay-drops-selling-fees/" data-outlook-id="630748ee-c871-4e55-beff-20c765a07d4b" data-ogsc="">eBay Drops Selling Fees</a>
&nbsp;
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<a href="https://www.facebook.com/groups/532935037955135" data-outlook-id="cb20827d-32d9-4c01-b122-ae1e9ed17e49" data-ogsc="">Join our Two Broke Chicks Facebook Group</a>
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🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan
 References: &sup1; eBay data via YouGov, March 2026.&nbsp; &sup2; eBay data via YouGov, March 2026. Calculated by multiplying average estimated value of $1,497.70 by an estimated 21,651,550 Australian adults aged 18+ = $32.427 billion.&nbsp; &sup3; eBay Listing Categories Data, 1 January 2025 to 31 December 2025.&nbsp; ⁴ eBay Sold Data, 1 January 2025 to 31 December 2025.&nbsp; ⁵ eBay Sold Data, January 2024 to December 2025 vs January 2025 to December 2025.&nbsp; Disclaimer: No transaction fees on sales below $25,000 annually. Free selling is not available to "Pro Sellers". AI listing tools may not be available for some categories including Parts &amp; Accessories. See full terms on&nbsp;<a href="http://ebay.com.au/" aria-label="Link eBay.com.au">eBay.com.au</a>.&nbsp; eBay is not affiliated with or endorsed by any of the brands shown.

The Rich In Life Formula To Simplify Your Wardrobe 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/dbff3841-1f2f-4c0a-a067-b4b900635ced/transcript

We're joined by Summer Martin the makeup artist and content creator whose looks have inspired Zara Larsson and helped revive fun makeup again. We chat her tips on playing with colour that compliments your natural features, her hacks for a flawless finish and which products are (and aren't) worth the splurge. 

 

🧾 LINKS & RECEIPTS

Follow Summer Martin on Instagram

Follow Summer Martin on TikTok

Is Clean Girl Makeup Finally Over? - ELLE

Why Messy Makeup Has Replaced The Clean Girl Aesthetic – W Magazine

 

⚡CHUCK US A FOLLOW

Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

We're joined by Summer Martin the makeup artist and content creator whose looks have inspired Zara Larsson and helped revive fun makeup again. We chat her tips on playing with colour that compliments your natural features, her hacks for a flawless finish and which products are (and aren't) worth the splurge.&nbsp;
&nbsp;
🧾&nbsp;LINKS &amp; RECEIPTS
<a href="https://www.instagram.com/_summermartin/?hl=en">Follow Summer Martin on Instagram</a>
<a href="https://www.tiktok.com/@_summermartin_?lang=en">Follow Summer Martin on TikTok</a>
<a href="https://www.elle.com/beauty/makeup-skin-care/a70466914/clean-girl-aesthetic-trend-over-2026/">Is Clean Girl Makeup Finally Over? - ELLE</a>
<a href="https://www.wmagazine.com/beauty/clean-girl-aesthetic-look-trend-colorful-makeup">Why Messy Makeup Has Replaced The Clean Girl Aesthetic &ndash; W Magazine</a>
&nbsp;
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<a href="https://www.youtube.com/@TwoBrokeChicks">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

How To Make Your Makeup Look Expensive (& Fun) On A Budget

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/4deb8fd9-a2ed-4e1c-b63f-b4b9005d15c1/transcript

Rich Girl Dictionary: Security & Scams

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