Australia’s international education sector is our largest service export outside mining, contributing more than $50 billion annually and employing over 200,000 people. Yet housing shortages and affordability pressures are impacting students’ wellbeing and academic success.

In this episode, host Ryan Banting explores why Australia lags behind global peers in student accommodation, the role private capital plays in supporting the growth and evolution of the sector, and how purpose-built student accommodation (PBSA) can transform the student experience.

Key insights include:
Nearly one in three university students in Australia is international.
In 2024, more than one million international students studied here, driving economic value across hospitality, retail and tourism.
Australia has just one PBSA bed for every 15 students, compared to 45% penetration in the United Kingdom.

Joining Ryan are two leading voices in the sector:
Torie Brown, Executive Director, Student Accommodation Council, Property Council of Australia
Bradley Brown, Regional General Manager (Victoria), UniLodge

Links:
CBRE Pacific Student Accommodation Report 2025 -https://www.cbre.com.au/insights/reports/student-accommodation-2025-pacific
Property Council of Australia April 2024 – Myth busting international student’s role in the rental crisis - https://www.propertycouncil.com.au/submissions/myth-busting-international-students-role-in-the-rental-crisis

Australia&rsquo;s international education sector is our largest service export outside mining, contributing more than $50 billion annually and employing over 200,000 people. Yet housing shortages and affordability pressures are impacting students&rsquo; wellbeing and academic success.
In this episode, host Ryan Banting explores why Australia lags behind global peers in student accommodation, the role private capital plays in supporting the growth and evolution of the sector, and how purpose-built student accommodation (PBSA) can transform the student experience.
Key insights include:
<ul>
<li>Nearly one in three university students in Australia is international.</li>
<li>In 2024, more than one million international students studied here, driving economic value across hospitality, retail and tourism.</li>
<li>Australia has just one PBSA bed for every 15 students, compared to 45% penetration in the United Kingdom.</li>
</ul>
Joining Ryan are two leading voices in the sector:
<ul>
<li>Torie Brown, Executive Director, Student Accommodation Council, Property Council of Australia</li>
<li>Bradley Brown, Regional General Manager (Victoria), UniLodge</li>
</ul>
Links:
<ul>
<li>CBRE Pacific Student Accommodation Report 2025 - <a href="https://www.cbre.com.au/insights/reports/student-accommodation-2025-pacific">https://www.cbre.com.au/insights/reports/student-accommodation-2025-pacific</a></li>
<li>Property Council of Australia April 2024 &ndash; Myth busting international student&rsquo;s role in the rental crisis - <a href="https://www.propertycouncil.com.au/submissions/myth-busting-international-students-role-in-the-rental-crisis">https://www.propertycouncil.com.au/submissions/myth-busting-international-students-role-in-the-rental-crisis</a></li>
</ul>

Episode Five – Housing Students in a Housing Crisis

 

Australia’s aged care sector is undergoing a profound transformation—a quiet revolution that will shape how we age and how we care for older Australians. In this episode, Ryan Banting speaks with Ian Yates AM, one of the nation’s most respected advocates for older people, about the challenges and opportunities ahead.

Ryan and Ian discuss:
Why aged care is more than residential facilities, or aged care properties —it’s a system spanning home care, health services and community support.
The impact of rationing aged care and whether access should be legislated like the aged pension.
How reforms and private capital can unlock innovation and investment.
The rise of home care and what it means for the future of residential aged care.

Ian shares insights from decades of leadership, including his tenure as Chief Executive of COTA Australia and Acting Inspector General of Aged Care, where he championed a rights-based, person-centred system.

This episode was recorded on Thursday 9 October, prior to the commencement of the new Aged Aged Care Act on 1 November 2025. (https://www.health.gov.au/our-work/aged-care-act/about?language=en)

Key Themes 
Demographics: By 2062, Australians aged over 80 will triple to 3.5 million—equivalent to the current combined population of WA and ACT.
Innovation imperative: Providers must rethink models as baby boomers’ preferences diverge from previous generations.
Home care revolution: Packages have grown from 60,000 in 2016 to 300,000 today—a seismic shift in how care is delivered

Host: Ryan Banting, Executive General Manager – Social Infrastructure
Guest: Ian Yates AM



About Ian Yates AM

Ian was Chief Executive of COTA Australia for over three decades. He was then asked to be Acting Inspector General of Aged Care, which he did for two years until his term finished in January 2025.

Under his leadership, the OIGAC became Australia’s first independent entity dedicated to overseeing the Government’s administration of the aged care system.

During his time as Acting Inspector General Ian initiated a review of My Aged Care, the Government's portal for accessing aged care services, and provided the Minister and Parliament with two comprehensive independent reports on the government's implementation of the Aged Care Royal Commission Recommendations—highlighting among other things the importance of a rights-based and older person controlled system to both protect and enable older people.

In 2005 Ian was made a Member of the Order of Australia for “outstanding service to the welfare of the aged in South Australia and to a range of community, health and education organisations.”

---

Health and Care Blueprint – Business Council of Australia: https://www.bca.com.au/reports-submissions/reports/supporting-a-healthy-and-productive-nation/
CEDA: Media release - Australia needs an essential skills visa to fix the aged care worker   
shortage: https://www.ceda.com.au/news-and-resources/media-releases/workforce-skills/australia-needs-an-essen…
Learn more about Australian Unity’s social infrastructure investments: australianunity.com.au/wealth  

Subscribe to Towards 2050 on your favourite podcast platform and join us as we explore the future of Australia’s social infrastructure.

Important information

The information in this podcast is general information only and contains information in summary form.

The information contained in this podcast is not, and is not intended to be, an offer or invitation for subscription or sale, or promotion or advertisement of, financial products or services of any kind, or advice or a recommendation of any kind.

It is not intended as, and is not intended to be relied upon as, financial product advice and does not take into account the objectives, financial situation, or needs of any particular investor or any other person.

No warranty is made as to accuracy, reliability or completeness. To the maximum extent permitted by law, neither the Australian Unity group of companies, or any of their respective employees or any other person, accept any liability for any claim in respect of anything stated in this podcast, and of the consequences of anything done or omitted to be done by any person acting in reliance, whether wholly or partially, upon the contents of this podcast.

In deciding whether to acquire, continue to hold or dispose of any units in any Australian Unity fund which may be referred to in the podcast, an investor should obtain a copy of the relevant offering document or Product Disclosure Statement (PDS) (if applicable) and consider whether these products are appropriate, based on their own independent review and should seek professional advice as deemed appropriate, considering the nature and extent of any investment, economic, legal, regulatory, tax, and/or accounting risks, and the consequences of an investment in the relevant financial.

A copy of the offer document, PDS and Target Market Determination (as the case may be) of any Australian Unity fund referred to in the podcast is available at www.australianunityinvestments.com.au/wealth.

Australian Unity Funds Management Limited. All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, including photocopying and recording, without the written permission of the publishers.

See omnystudio.com/listener for privacy information.

&nbsp;
Australia&rsquo;s aged care sector is undergoing a profound transformation&mdash;a quiet revolution that will shape how we age and how we care for older Australians. In this episode, Ryan Banting speaks with Ian Yates AM, one of the nation&rsquo;s most respected advocates for older people, about the challenges and opportunities ahead.
Ryan and Ian discuss:
<ul>
<li>Why aged care is more than residential facilities, or aged care properties &mdash;it&rsquo;s a system spanning home care, health services and community support.</li>
<li>The impact of rationing aged care and whether access should be legislated like the aged pension.</li>
<li>How reforms and private capital can unlock innovation and investment.</li>
<li>The rise of home care and what it means for the future of residential aged care.</li>
</ul>
Ian shares insights from decades of leadership, including his tenure as Chief Executive of COTA Australia and Acting Inspector General of Aged Care, where he championed a rights-based, person-centred system.
This episode was recorded on Thursday 9 October, prior to the commencement of the new Aged <a href="https://www.health.gov.au/our-work/aged-care-act/about?language=en">Aged Care Act</a> on 1 November 2025. (<a href="https://www.health.gov.au/our-work/aged-care-act/about?language=en">https://www.health.gov.au/our-work/aged-care-act/about?language=en</a>)
Key Themes 
<ul>
<li>Demographics: By 2062, Australians aged over 80 will triple to 3.5 million&mdash;equivalent to the current combined population of WA and ACT.</li>
<li>Innovation imperative: Providers must rethink models as baby boomers&rsquo; preferences diverge from previous generations.</li>
<li>Home care revolution: Packages have grown from 60,000 in 2016 to 300,000 today&mdash;a seismic shift in how care is delivered</li>
</ul>
Host: Ryan Banting, Executive General Manager &ndash; Social Infrastructure Guest: Ian Yates AM 
About Ian Yates AM
Ian was Chief Executive of COTA Australia for over three decades. He was then asked to be Acting Inspector General of Aged Care, which he did for two years until his term finished in January 2025.
Under his leadership, the OIGAC became Australia&rsquo;s first independent entity dedicated to overseeing the Government&rsquo;s administration of the aged care system.
During his time as Acting Inspector General Ian initiated a review of My Aged Care, the Government's portal for accessing aged care services, and provided the Minister and Parliament with two comprehensive independent reports on the government's implementation of the Aged Care Royal Commission Recommendations&mdash;highlighting among other things the importance of a rights-based and older person controlled system to both protect and enable older people.
In 2005 Ian was made a Member of the Order of Australia for &ldquo;outstanding service to the welfare of the aged in South Australia and to a range of community, health and education organisations.&rdquo;
---
Health and Care Blueprint &ndash; Business Council of Australia: <a href="https://www.bca.com.au/reports-submissions/reports/supporting-a-healthy-and-productive-nation/" aria-label="Link https://www.bca.com.au/reports-submissions/reports/supporting-a-healthy-and-productive-nation/">https://www.bca.com.au/reports-submissions/reports/supporting-a-healthy-and-productive-nation/</a> CEDA: Media release - Australia needs an essential skills visa to fix the aged care worker&nbsp;&nbsp;&nbsp; shortage: <a href="https://www.ceda.com.au/news-and-resources/media-releases/workforce-skills/australia-needs-an-essential-skills-visa-to-fix-the-aged-care-worker-shortage" aria-label="Link https://www.ceda.com.au/news-and-resources/media-releases/workforce-skills/australia-needs-an-essen&hellip;">https://www.ceda.com.au/news-and-resources/media-releases/workforce-skills/australia-needs-an-essen&hellip;</a> Learn more about Australian Unity&rsquo;s social infrastructure investments: australianunity.com.au/wealth&nbsp;&nbsp;
Subscribe to Towards 2050 on your favourite podcast platform and join us as we explore the future of Australia&rsquo;s social infrastructure.
Important information
The information in this podcast is general information only and contains information in summary form.
The information contained in this podcast is not, and is not intended to be, an offer or invitation for subscription or sale, or promotion or advertisement of, financial products or services of any kind, or advice or a recommendation of any kind.
It is not intended as, and is not intended to be relied upon as, financial product advice and does not take into account the objectives, financial situation, or needs of any particular investor or any other person.
No warranty is made as to accuracy, reliability or completeness. To the maximum extent permitted by law, neither the Australian Unity group of companies, or any of their respective employees or any other person, accept any liability for any claim in respect of anything stated in this podcast, and of the consequences of anything done or omitted to be done by any person acting in reliance, whether wholly or partially, upon the contents of this podcast.
In deciding whether to acquire, continue to hold or dispose of any units in any Australian Unity fund which may be referred to in the podcast, an investor should obtain a copy of the relevant offering document or Product Disclosure Statement (PDS) (if applicable) and consider whether these products are appropriate, based on their own independent review and should seek professional advice as deemed appropriate, considering the nature and extent of any investment, economic, legal, regulatory, tax, and/or accounting risks, and the consequences of an investment in the relevant financial.
A copy of the offer document, PDS and Target Market Determination (as the case may be) of any Australian Unity fund referred to in the podcast is available at www.australianunityinvestments.com.au/wealth.
Australian Unity Funds Management Limited. All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, including photocopying and recording, without the written permission of the publishers.
See omnystudio.com/listener for privacy information.

Episode Four – Australia’s Aged Care Sector: A Quiet Revolution

Host: Ryan Banting, Executive General Manager, Social Infrastructure, Australian Unity

Guests:

· Dr David Hayward, Emeritus Professor of Public Policy and the Social Economy at RMIT

· Prue Bowden, Group Executive—Home Health, Australian Unity

In this powerful episode, we delve right into the heart of Australia’s care economy—where aged care, disability support, childcare, and health services intersect with infrastructure, policy, and people.

Prue Bowden and Dr David Hayward unpack the challenges and opportunities facing the care workforce, the urgent need for reform, and the ethical foundations of care that go beyond economics.

From the rise of hospital-in-the-home models to the limitations of ‘market-driven’ care, this conversation explores how we can reimagine care delivery for a growing and ageing population.

With over 60,000 Australians receiving home care through Australian Unity, Prue shares how innovation, workforce strategy, and community value are shaping the future of care.

David then challenges conventional thinking on productivity and calls for a shift toward valuing relationships and ethics in care.

Whether you're a policymaker, investor, carer, or someone who cares, this episode will leave you thinking differently about the infrastructure that provides the foundation for the functioning of society.

Key Quotes

David Hayward on the Care Economy

On the evolution of care:

“It’s really a story of moving from a largely not-for-profit enterprise undertaken by women… to something we now recognize as a vital economic activity.”

On the value of care work:

“It’s an economic activity every bit as valuable, if not more valuable, than what takes place in the industrial economy—like building cars or houses.”

Prue Bowden on providing care into the home

“You create a culture and a workforce that is free and able to build ethical relationships with their customers… seeing that person as a human who is also increasingly very lonely in their home environment.”

On reform and customer expectations:

“We’re using the settings of support at home to shape the right conversation with the customer about how they invest in their care… to make sure they can not just live longer—but live well for longer.”

On global comparisons:

“If you compare Australia to other countries around the world, we actually fall behind in terms of how we’ve embraced alternate models like hospital care in the home.”

Australian Unity’s Community & Social Value Framework quantifies the impact of care on wellbeing and system savings. Read our Impact Report www.australianunity.com.au/our-impact

Important information

The information contained in this podcast is general information only and contains information in summary form.

The information contained in this podcast is not, and is not intended to be, an offer or invitation for subscription or sale, or promotion or advertisement of, financial products or services of any kind, or advice or a recommendation of any kind.

It is not intended as, and is not intended to be relied upon as, financial product advice and does not take into account the objectives, financial situation, or needs of any particular investor or any other person.

No warranty is made as to accuracy, reliability or completeness. To the maximum extent permitted by law, neither the Australian Unity group of companies, or any of their respective employees or any other person, accept any liability for any claim in respect of anything stated in this podcast, and of the consequences of anything done or omitted to be done by any person acting in reliance, whether wholly or partially, upon the contents of this podcast.

In deciding whether to acquire, continue to hold or dispose of any units in any Australian Unity fund which may be referred to in the podcast, an investor should obtain a copy of the relevant offering document or Product Disclosure Statement (PDS) (if applicable) and consider whether these products are appropriate, based on their own independent review and should seek professional advice as deemed appropriate, considering the nature and extent of any investment, economic, legal, regulatory, tax, and/or accounting risks, and the consequences of an investment in the relevant financial.

A copy of the offering document, PDS and Target Market Determination (as the case may be) of any Australian Unity fund referred to in the podcast is available at https://www.australianunity.com.au/wealth

Australian Unity Funds Management Limited. All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, including photocopying and recording, without the written permission of the publishers.

Host: Ryan Banting, Executive General Manager, Social Infrastructure, Australian Unity
Guests:
&middot; Dr David Hayward, Emeritus Professor of Public Policy and the Social Economy at RMIT
&middot; Prue Bowden, Group Executive&mdash;Home Health, Australian Unity
In this powerful episode, we delve right into the heart of Australia&rsquo;s care economy&mdash;where aged care, disability support, childcare, and health services intersect with infrastructure, policy, and people.
Prue Bowden and Dr David Hayward unpack the challenges and opportunities facing the care workforce, the urgent need for reform, and the ethical foundations of care that go beyond economics.
From the rise of hospital-in-the-home models to the limitations of &lsquo;market-driven&rsquo; care, this conversation explores how we can reimagine care delivery for a growing and ageing population.
With over 60,000 Australians receiving home care through Australian Unity, Prue shares how innovation, workforce strategy, and community value are shaping the future of care.
David then challenges conventional thinking on productivity and calls for a shift toward valuing relationships and ethics in care.
Whether you're a policymaker, investor, carer, or someone who cares, this episode will leave you thinking differently about the infrastructure that provides the foundation for the functioning of society.
Key Quotes
David Hayward on the Care Economy
On the evolution of care:
&ldquo;It&rsquo;s really a story of moving from a largely not-for-profit enterprise undertaken by women&hellip; to something we now recognize as a vital economic activity.&rdquo;
On the value of care work:
&ldquo;It&rsquo;s an economic activity every bit as valuable, if not more valuable, than what takes place in the industrial economy&mdash;like building cars or houses.&rdquo;
Prue Bowden on providing care into the home
&ldquo;You create a culture and a workforce that is free and able to build ethical relationships with their customers&hellip; seeing that person as a human who is also increasingly very lonely in their home environment.&rdquo;
On reform and customer expectations:
&ldquo;We&rsquo;re using the settings of support at home to shape the right conversation with the customer about how they invest in their care&hellip; to make sure they can not just live longer&mdash;but live well for longer.&rdquo;
On global comparisons:
&ldquo;If you compare Australia to other countries around the world, we actually fall behind in terms of how we&rsquo;ve embraced alternate models like hospital care in the home.&rdquo;
Australian Unity&rsquo;s Community &amp; Social Value Framework quantifies the impact of care on wellbeing and system savings. Read our Impact Report www.australianunity.com.au/our-impact
Important information
The information contained in this podcast is general information only and contains information in summary form.
The information contained in this podcast is not, and is not intended to be, an offer or invitation for subscription or sale, or promotion or advertisement of, financial products or services of any kind, or advice or a recommendation of any kind.
It is not intended as, and is not intended to be relied upon as, financial product advice and does not take into account the objectives, financial situation, or needs of any particular investor or any other person.
No warranty is made as to accuracy, reliability or completeness. To the maximum extent permitted by law, neither the Australian Unity group of companies, or any of their respective employees or any other person, accept any liability for any claim in respect of anything stated in this podcast, and of the consequences of anything done or omitted to be done by any person acting in reliance, whether wholly or partially, upon the contents of this podcast.
In deciding whether to acquire, continue to hold or dispose of any units in any Australian Unity fund which may be referred to in the podcast, an investor should obtain a copy of the relevant offering document or Product Disclosure Statement (PDS) (if applicable) and consider whether these products are appropriate, based on their own independent review and should seek professional advice as deemed appropriate, considering the nature and extent of any investment, economic, legal, regulatory, tax, and/or accounting risks, and the consequences of an investment in the relevant financial.
A copy of the offering document, PDS and Target Market Determination (as the case may be) of any Australian Unity fund referred to in the podcast is available at <a href="https://www.australianunity.com.au/wealth">https://www.australianunity.com.au/wealth</a>
Australian Unity Funds Management Limited. All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, including photocopying and recording, without the written permission of the publishers.

Episode Three: Rebuilding the system – Caring for carers

Home Truths – Specialist Disability Accommodation in Australia

Host:
Ryan Banting, Executive General Manager, Social Infrastructure, Australian Unity

Guests:
Jeremy Hope – CEO, SDA Alliance
Hannah Orban – Associate, Grattan Institute
Jacob Edwards – Fund Manager, Australian Unity SDA Fund

Episode Overview

This episode explores the evolution, challenges, and opportunities presenting across the Specialist Disability Accommodation (SDA) sector in Australia.

Jeremy, Jacob, and Hannah discuss the sector’s role in improving quality of life for people living with disability, the economics behind SDA investment, and the importance of participant-led design and innovation.

The conversation also addresses misconceptions about the National Disability Insurance Scheme (NDIS) and provides pathways to more sustainable and equitable housing solutions.

Finally, the episode makes it very clear that the sector requires specialist knowledge, deep experience, and strong industry partnerships. For that reason, it is a sector that retail investors are strongly encouraged to avoid.

 

Key Quotes
“We’ve spent a century housing people with disability in congregate settings. SDA is about breaking that cycle and building equality into the everyday.” — Jeremy Hope
“We’re not going to speculate on where participants want to live. We ask them.” — Jacob Edwards
“We need to move away from institutional culture and toward shared houses with real autonomy.” — Hannah Orban
“Don’t invest directly. Partner with trusted funds that understand the sector.” — Jacob Edwards

Show Notes
Julia Gillard announces disability bill (May 2013): http://parlinfo.aph.gov.au/parlInfo/download/media/pressrel/2489614/upload_binary/2489614.pdf
Specialist Disability Accommodation Alliance: https://www.sdaalliance.com.au/
Grattan Institute report: Better, Safer, More Sustainable – How to reform NDIS housing and support https://grattan.edu.au/report/better-safer-more-sustainable/
About Australian Unity’s Specialist Disability Accommodation Fund: https://www.australianunity.com.au/investments/sda
Quality Matters: why not all specialist disability accommodation is created equal https://www.australianunity.com.au/insights/quality-matters

Important Information

Units in the Australian Unity Specialist Disability Accommodation Fund (Fund) are issued by Australian Unity Funds Management Limited ABN 60 071 497 115, AFS Licence No. 234454.

The information contained in this podcast is general information only and contains information in summary form. It is not, and is not intended to be, an offer, invitation, promotion, advertisement, advice, or recommendation in relation to financial products or services.

It is not intended to be relied upon as financial product advice and does not take into account the objectives, financial situation, or needs of any particular investor or any other person.

No warranty is made as to accuracy, reliability, or completeness. To the maximum extent permitted by law, neither the Australian Unity group of companies, nor any of their respective employees or other persons, accept any liability for any claim in respect of anything stated in this podcast.

Before making investment decisions, obtain a copy of the relevant offering document or Product Disclosure Statement (PDS) and seek professional advice.

A copy of the offering document, PDS and Target Market Determination (as applicable) of any Australian Unity fund referred to in the podcast is available at: https://www.australianunity.com.au/wealth

Past performance is not a reliable indicator of future performance. © 2025 Australian Unity Funds Management Limited.

Home Truths &ndash; Specialist Disability Accommodation in Australia
Host: Ryan Banting, Executive General Manager, Social Infrastructure, Australian Unity
Guests:
<ul>
<li>Jeremy Hope &ndash; CEO, SDA Alliance</li>
<li>Hannah Orban &ndash; Associate, Grattan Institute</li>
<li>Jacob Edwards &ndash; Fund Manager, Australian Unity SDA Fund</li>
</ul>
Episode Overview
This episode explores the evolution, challenges, and opportunities presenting across the Specialist Disability Accommodation (SDA) sector in Australia.
Jeremy, Jacob, and Hannah discuss the sector&rsquo;s role in improving quality of life for people living with disability, the economics behind SDA investment, and the importance of participant-led design and innovation.
The conversation also addresses misconceptions about the National Disability Insurance Scheme (NDIS) and provides pathways to more sustainable and equitable housing solutions.
Finally, the episode makes it very clear that the sector requires specialist knowledge, deep experience, and strong industry partnerships. For that reason, it is a sector that retail investors are strongly encouraged to avoid.
&nbsp;
Key Quotes
<ul>
<li>&ldquo;We&rsquo;ve spent a century housing people with disability in congregate settings. SDA is about breaking that cycle and building equality into the everyday.&rdquo; &mdash; Jeremy Hope</li>
<li>&ldquo;We&rsquo;re not going to speculate on where participants want to live. We ask them.&rdquo; &mdash; Jacob Edwards</li>
<li>&ldquo;We need to move away from institutional culture and toward shared houses with real autonomy.&rdquo; &mdash; Hannah Orban</li>
<li>&ldquo;Don&rsquo;t invest directly. Partner with trusted funds that understand the sector.&rdquo; &mdash; Jacob Edwards</li>
</ul>
Show Notes
<ul>
<li>Julia Gillard announces disability bill (May 2013): http://parlinfo.aph.gov.au/parlInfo/download/media/pressrel/2489614/upload_binary/2489614.pdf</li>
<li>Specialist Disability Accommodation Alliance: https://www.sdaalliance.com.au/</li>
<li>Grattan Institute report: Better, Safer, More Sustainable &ndash; How to reform NDIS housing and support https://grattan.edu.au/report/better-safer-more-sustainable/</li>
<li>About Australian Unity&rsquo;s Specialist Disability Accommodation Fund: https://www.australianunity.com.au/investments/sda</li>
<li>Quality Matters: why not all specialist disability accommodation is created equal https://www.australianunity.com.au/insights/quality-matters</li>
</ul>
Important Information
Units in the Australian Unity Specialist Disability Accommodation Fund (Fund) are issued by Australian Unity Funds Management Limited ABN 60 071 497 115, AFS Licence No. 234454.
The information contained in this podcast is general information only and contains information in summary form. It is not, and is not intended to be, an offer, invitation, promotion, advertisement, advice, or recommendation in relation to financial products or services.
It is not intended to be relied upon as financial product advice and does not take into account the objectives, financial situation, or needs of any particular investor or any other person.
No warranty is made as to accuracy, reliability, or completeness. To the maximum extent permitted by law, neither the Australian Unity group of companies, nor any of their respective employees or other persons, accept any liability for any claim in respect of anything stated in this podcast.
Before making investment decisions, obtain a copy of the relevant offering document or Product Disclosure Statement (PDS) and seek professional advice.
A copy of the offering document, PDS and Target Market Determination (as applicable) of any Australian Unity fund referred to in the podcast is available at: <a href="https://www.australianunity.com.au/wealth">https://www.australianunity.com.au/wealth</a>
Past performance is not a reliable indicator of future performance. &copy; 2025 Australian Unity Funds Management Limited.

Episode Two: Home Truths – Specialist Disability Accommodation in Australia   

Towards 2050 is a podcast series that explores the critical role of social infrastructure in Australia – as our nation grows in size and everyone’s daily needs rapidly change in line with the ageing of our population.

This podcast explores our country’s need to develop new social infrastructure over the next 25 years and will chart a roadmap for delivering it. In the first episode of the series, Alison Holloway from SGS Economics & Planning and Esther Kerr from Australian Unity, join Australian Unity’s host Ryan Banting to discuss the demographic transformation of Australia’s population and what types of social and community infrastructure we’ll need to build over the next two decades to keep up with demand.

Ryan also talks to Alison and Esther about: 
– Who is responsible for the development of Australia’s community and social infrastructure 
– How can local, state and federal governments better work together to deliver community benefits
– The importance of precincts and clustering community infrastructure 
– Why we can’t build hospitals or aged care or childcare properties in isolation 
– Why the answer to the housing crisis is not building more housing in the outer fringes without supporting infrastructure and amenity 
– What successful social infrastructure projects look like and why long-term investment and involvement is the secret 

Key quotes


Esther Kerr: “People need places to connect and ways to connect and ways to receive care and services not necessarily in the old school buildings that we are all used to.” 

Alison Holloway: "It’s a big problem providing the services our communities need in rural and regional Australia and these are the populations we are seeing ageing faster.” 

Show notes

About Australian Unity’s Herston Quarter Redevelopment (https://www.australianunity.com.au/herston-quarter)

https://www.australianunity.com.au/wealth


Important information
The information in this podcast is general information only, and contains information in summary form. The information contained in this podcast is not, and is not intended to be, an offer or invitation for subscription or sale, or promotion or advertisement of, financial products or services of any kind, or advice or a recommendation of any kind. It is not intended as, and is not intended to be relied upon as, financial product advice and does not take into account the objectives, financial situation, or needs of any particular investor or any other person. No warranty is made as to accuracy, reliability or completeness. To the maximum extent permitted by law, neither the Australian Unity group of companies, or any of their respective employees or any other person, accept any liability for any claim in respect of anything stated in this podcast, and of the consequences of anything done or omitted to be done by any person acting in reliance, whether wholly or partially, upon the contents of this podcast. In deciding whether to acquire, continue to hold or dispose of any units in any Australian Unity fund which may be referred to in the podcast, an investor should obtain a copy of the relevant offering document or Product Disclosure Statement (PDS) (if applicable) and consider whether these products are appropriate, based on their own independent review and should seek professional advice as deemed appropriate, considering the nature and extent of any investment, economic, legal, regulatory, tax, and/or accounting risks, and the consequences of an investment in the relevant financial. A copy of the offering document, PDS and Target Market Determination (as the case may be) of any Australian Unity fund referred to in the podcast is available at https://www.australianunity.com.au/wealth Past performance is not a reliable indicator of future performance.

© 2025 Australian Unity Funds Management Limited. All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, including photocopying and recording, without the written permission of the publishers.

Towards 2050 is a podcast series that explores the critical role of social infrastructure in Australia &ndash; as our nation grows in size and everyone&rsquo;s daily needs rapidly change in line with the ageing of our population.
This podcast explores our country&rsquo;s need to develop new social infrastructure over the next 25 years and will chart a roadmap for delivering it. In the first episode of the series, Alison Holloway from SGS Economics &amp; Planning and Esther Kerr from Australian Unity, join Australian Unity&rsquo;s host Ryan Banting to discuss the demographic transformation of Australia&rsquo;s population and what types of social and community infrastructure we&rsquo;ll need to build over the next two decades to keep up with demand.
Ryan also talks to Alison and Esther about: &ndash; Who is responsible for the development of Australia&rsquo;s community and social infrastructure &ndash; How can local, state and federal governments better work together to deliver community benefits &ndash; The importance of precincts and clustering community infrastructure &ndash; Why we can&rsquo;t build hospitals or aged care or childcare properties in isolation &ndash; Why the answer to the housing crisis is not building more housing in the outer fringes without supporting infrastructure and amenity &ndash; What successful social infrastructure projects look like and why long-term investment and involvement is the secret Key quotes 
Esther Kerr: &ldquo;People need places to connect and ways to connect and ways to receive care and services not necessarily in the old school buildings that we are all used to.&rdquo;&nbsp;
Alison Holloway: "It&rsquo;s a big problem providing the services our communities need in rural and regional Australia and these are the populations we are seeing ageing faster.&rdquo; Show notes
About Australian Unity&rsquo;s Herston Quarter Redevelopment (<a href="https://www.australianunity.com.au/herston-quarter">https://www.australianunity.com.au/herston-quarter</a>) <a href="https://www.australianunity.com.au/wealth">https://www.australianunity.com.au/wealth</a> Important information The information in this podcast is general information only, and contains information in summary form. The information contained in this podcast is not, and is not intended to be, an offer or invitation for subscription or sale, or promotion or advertisement of, financial products or services of any kind, or advice or a recommendation of any kind. It is not intended as, and is not intended to be relied upon as, financial product advice and does not take into account the objectives, financial situation, or needs of any particular investor or any other person. No warranty is made as to accuracy, reliability or completeness. To the maximum extent permitted by law, neither the Australian Unity group of companies, or any of their respective employees or any other person, accept any liability for any claim in respect of anything stated in this podcast, and of the consequences of anything done or omitted to be done by any person acting in reliance, whether wholly or partially, upon the contents of this podcast. In deciding whether to acquire, continue to hold or dispose of any units in any Australian Unity fund which may be referred to in the podcast, an investor should obtain a copy of the relevant offering document or Product Disclosure Statement (PDS) (if applicable) and consider whether these products are appropriate, based on their own independent review and should seek professional advice as deemed appropriate, considering the nature and extent of any investment, economic, legal, regulatory, tax, and/or accounting risks, and the consequences of an investment in the relevant financial. A copy of the offering document, PDS and Target Market Determination (as the case may be) of any Australian Unity fund referred to in the podcast is available at <a href="https://www.australianunity.com.au/wealth">https://www.australianunity.com.au/wealth</a> Past performance is not a reliable indicator of future performance. &copy; 2025 Australian Unity Funds Management Limited. All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, including photocopying and recording, without the written permission of the publishers.

Episode One: Setting the scene – A Changing Nation

Australians are changing. By 2042, the number of Australians over 85 will double to over one million. There’ll be greater rates of chronic disease, more people requiring specialist aged care, more people living with disability. By 2041, there’ll also be six million more people living in this country. Our nation will require more hospital beds, childcare centres, disability housing, student accommodation, seniors living and other housing. For the sake of our future community, it’s time for open conversations about what infrastructure we must deliver and who will deliver it. This podcast is a forum for expert-led conversation on Australia’s growing and changing population and future community requirements, and ideas for building the necessary social infrastructure to meet our needs.

Australians are changing. By 2042, the number of Australians over 85 will double to over one million. There&rsquo;ll be greater rates of chronic disease, more people requiring specialist aged care, more people living with disability. By 2041, there&rsquo;ll also be six million more people living in this country. Our nation will require more hospital beds, childcare centres, disability housing, student accommodation, seniors living and other housing. For the sake of our future community, it&rsquo;s time for open conversations about what infrastructure we must deliver and who will deliver it. This podcast is a forum for expert-led conversation on Australia&rsquo;s growing and changing population and future community requirements, and ideas for building the necessary social infrastructure to meet our needs.

Towards 2050: Social infrastructure for Australia’s future

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