Segment 1 - 12:00

A $20 drug plan jumping to $70 overnight? That’s just the beginning.

Ron Ray breaks down why 2026 could be the most disruptive year yet for Medicare drug plans. From inflation-driven price hikes to the ripple effects of the Inflation Reduction Act, retirees face steep costs if they don’t act during the annual election period. They also explore how annuities purchased in low-interest eras may underperform compared to today’s high-rate options—and why now might be the time to reevaluate. Listeners are urged to consult local experts who understand regional plans and providers before the December 7 deadline.

Learn more about Ron and the teams, as well as schedule a complimentary time to speak with them, by contacting Turning 65 Solutions and Homestead Family Wealth.

A $20 drug plan jumping to $70 overnight? That&rsquo;s just the beginning.
Ron Ray breaks down why 2026 could be the most disruptive year yet for Medicare drug plans. From inflation-driven price hikes to the ripple effects of the Inflation Reduction Act, retirees face steep costs if they don&rsquo;t act during the annual election period. They also explore how annuities purchased in low-interest eras may underperform compared to today&rsquo;s high-rate options&mdash;and why now might be the time to reevaluate. Listeners are urged to consult local experts who understand regional plans and providers before the December 7 deadline.
Learn more about Ron and the teams, as well as schedule a complimentary time to speak with them, by contacting Turning<a href="https://t65solutions.com/">&nbsp;65 Solutions</a> and <a href="https://homesteadfamilywealth.com/">Homestead Family Wealth</a>.

Founder and CEO of Homestead Family Wealth Ron Ray offers his financial insights, tips, and experienced advice on-demand as a host of “To Your Health & Wealth” podcast, available on major streaming outlets. Ron offers up his insights on how to best plan for your personal well-being on your journey to and through retirement while also offering advice on how to best position your hard-earned assets to grow and provide for the future you’ve always imagined. Each episode offers ways to become informed and more assured about your financial decisions.

Founder and CEO of Homestead Family Wealth Ron Ray offers his financial insights, tips, and experienced advice on-demand as a host of “To Your Health &amp; Wealth” podcast, available on major streaming outlets. Ron offers up his insights on how to best plan for your personal well-being on your journey to and through retirement while also offering advice on how to best position your hard-earned assets to grow and provide for the future you’ve always imagined. Each episode offers ways to become informed and more assured about your financial decisions.

To Your Health & Wealth

Why Your $20 Drug Plan Might Cost $70 Next Year

What happens when your retirement plan overlooks health and longevity? In this episode, Ron Ray delves into the critical pillars of comprehensive retirement planning, healthcare, long-term care, and income strategies. He explores the looming challenges of Social Security and why preparing for potential benefit cuts is essential. Ron also shares insights on creating sustainable income streams, planning for extended lifespans, and leaving a meaningful legacy. Forget cookie-cutter solutions, discover why personalized strategies are the key to securing your financial future.

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.

 

What happens when your retirement plan overlooks health and longevity? In this episode, Ron Ray delves into the critical pillars of comprehensive retirement planning, healthcare, long-term care, and income strategies. He explores the looming challenges of Social Security and why preparing for potential benefit cuts is essential. Ron also shares insights on creating sustainable income streams, planning for extended lifespans, and leaving a meaningful legacy. Forget cookie-cutter solutions, discover why personalized strategies are the key to securing your financial future.
Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to <a href="https://t65solutions.com/">Turning 65 Solutions</a> and <a href="https://homesteadfamilywealth.com/">Homestead Family Wealth</a>.
&nbsp;

Social Security Cuts: Are You Ready?

Unexpected twists can change your retirement plans. Are you ready? 

In this episode of To Your Health and Wealth, Ron Ray explores why flexibility is key when planning for life after work. From navigating Medicare enrollment to understanding how early retirements happen, Ron shares insights that challenge the “set date” mindset. He underscores the importance of starting early and blending modern investment strategies with timeless principles to create a plan that adapts to life’s surprises. Whether you’re years away from retirement or already considering your options, this conversation offers practical perspectives to help you stay prepared for the unexpected.

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.

 

Unexpected twists can change your retirement plans. Are you ready? 
In this episode of To Your Health and Wealth, Ron Ray explores why flexibility is key when planning for life after work. From navigating Medicare enrollment to understanding how early retirements happen, Ron shares insights that challenge the &ldquo;set date&rdquo; mindset. He underscores the importance of starting early and blending modern investment strategies with timeless principles to create a plan that adapts to life&rsquo;s surprises. Whether you&rsquo;re years away from retirement or already considering your options, this conversation offers practical perspectives to help you stay prepared for the unexpected.
Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to <a href="https://t65solutions.com/">Turning 65 Solutions</a> and <a href="https://homesteadfamilywealth.com/">Homestead Family Wealth</a>.
&nbsp;

Discover why flexibility matters in retirement planning. Ron Ray shares insights on early retirements, Medicare enrollment, and blending modern investment strategies with traditional values to help you prepare for life’s unexpected turns.

Think You’ll Retire on Your Terms? Think Again.

Is your retirement plan built to weather the headlines, or are you letting daily market noise dictate your future? 

In this episode, Ron Ray cuts through the financial chatter to reveal why the real risk for retirees isn’t the next market dip, but complacency and shortcuts in planning. From the pitfalls of “set-it-and-forget-it” 401(k)s to the dangers of ignoring tax diversification, discover how small decisions today can shape your financial security for decades. Plus, a surprising lesson from a chili cook-off gone rogue shows why taking shortcuts rarely pays off, whether in the kitchen or your retirement strategy. Tune in for practical insights and a fresh perspective on building a resilient retirement plan.

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.

 

Is your retirement plan built to weather the headlines, or are you letting daily market noise dictate your future?&nbsp;
In this episode, Ron Ray cuts through the financial chatter to reveal why the real risk for retirees isn&rsquo;t the next market dip, but complacency and shortcuts in planning. From the pitfalls of &ldquo;set-it-and-forget-it&rdquo; 401(k)s to the dangers of ignoring tax diversification, discover how small decisions today can shape your financial security for decades. Plus, a surprising lesson from a chili cook-off gone rogue shows why taking shortcuts rarely pays off, whether in the kitchen or your retirement strategy. Tune in for practical insights and a fresh perspective on building a resilient retirement plan.
Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to <a href="https://t65solutions.com/">Turning 65 Solutions</a> and <a href="https://homesteadfamilywealth.com/">Homestead Family Wealth</a>.
&nbsp;

Are you letting market noise steer your retirement? Discover why shortcuts and complacency could cost you more than you think—plus, what a chili cook-off can teach you about your financial future

Why Your $20 Drug Plan Might Cost $70 Next Year

To Your Health & Wealth

In 1 playlist(s)

To Your Health & Wealth

Social links

Follow podcast

Recent clips