What if the biggest retirement risk isn’t the stock market, but retiring sooner than you planned?
Ron Ray breaks down why more advisors are using annuities to address market volatility and sequence of returns risk and explains how today’s options differ from the products that earned a bad reputation years ago. The conversation also explores the financial and emotional realities of long, term care planning, including the burden often placed on family caregivers. Plus, Ron shares why having a purpose, social connections, and a spending plan may be just as important as having enough money in retirement.
Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.

The Retirement Costs Most People Never Ask About
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You've Saved Enough. So Why Are You Afraid to Spend It?
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The Retirement Conversations Most Families Avoid
23:54