What if your retirement plan is built for yesterday’s economy?
In this episode of To Your Health and Wealth, Ron Ray breaks down how shifting interest rates and market volatility are reshaping retirement planning. From the evolving role of annuities to the critical timing of Medicare decisions, Ron emphasizes why early and informed planning matters more than ever. He also explores how investment strategies should adapt as retirement nears, and why working with local professionals can make all the difference. Whether you're decades away or just around the corner from retirement, this episode offers a grounded look at navigating the financial realities ahead.

Learn more about Ron and the teams, as well as schedule a complimentary time to speak with them, by contactingTurning 65 Solutions and Homestead Family Wealth.