What if your retirement plan isn’t ready for life’s curveballs?
In this episode of To Your Health and Wealth, Ron Ray explores the evolving landscape of retirement planning, from the rising costs of healthcare to the strategic role of annuities and spending. He breaks down why today’s market conditions favor annuities, how retirees can approach spending without guilt, and why flexibility is key when life throws unexpected changes. Whether you're planning for tomorrow or already retired, this conversation offers grounded insights to help you think critically about your financial future.

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.