You're listening to the Sunday Session podcast with Francesca Rudkin from News talks'b Travel with Wendy Wu tours where the World is Yours for.

You're listening to the Sunday Session podcast with Francesca Rudkin from News talks'b Travel with Wendy Wu tours where the World is Yours for.

Now, and Megan Singleton joins me now blogger at large dot com. Good morning, coming in, Happy Easter and to you too, You've got a good one today. I know that this is one of the most common things that you get asked a lot by people when it comes to travel, and that is what's the best way to pay for things? What's the best way to carry cash or whatever you need when you're traveling.

Now, and Megan Singleton joins me now blogger at large dot com. Good morning, coming in, Happy Easter and to you too, You've got a good one today. I know that this is one of the most common things that you get asked a lot by people when it comes to travel, and that is what's the best way to pay for things? What's the best way to carry cash or whatever you need when you're traveling.

Yeah, a lot of people ask me what cards I take with me when I travel, and so for after using the Wise card, which is all the chatter in the travel community, and it's all what the young people are using through Europe these days when they're traveling. And I've had a digital card for a long time, so I've been using it for my online funds. If I need to pay I might have a contractor overseas US doing US to work on my website, I might pay them through whys it's a lot cheaper than paying through PayPal or doing a wire transfer or something. But about a year ago, I decided I'd get the physical card the plastic card, and it's only fourteen dollars. There's no annual fees, and it's a debit card, right, so you put cash into it and then up to forty currencies and it's used in about one hundred and seventy countries. But the good thing is you don't have to have like for example, I've just been in Mexico. I didn't put pesos in there. I was using my US dollars that I had in there to pay for things, so it will convert that. But it offers probably the best exchange rates on the market. And I've done a comparison post looking at what the B and Z charges me for things like withdrawing cash from my own debit card in an ATM when I'm traveling versus withdrawing cash from my wise card when I'm traveling. And so people can have a little bit of a lock and see if it's going to be right for them. Certainly if you're a frequent traveler. Yeah, I really like it for keeping the fees down, that's the main thing.

Yeah, a lot of people ask me what cards I take with me when I travel, and so for after using the Wise card, which is all the chatter in the travel community, and it's all what the young people are using through Europe these days when they're traveling. And I've had a digital card for a long time, so I've been using it for my online funds. If I need to pay I might have a contractor overseas US doing US to work on my website, I might pay them through whys it's a lot cheaper than paying through PayPal or doing a wire transfer or something. But about a year ago, I decided I'd get the physical card the plastic card, and it's only fourteen dollars. There's no annual fees, and it's a debit card, right, so you put cash into it and then up to forty currencies and it's used in about one hundred and seventy countries. But the good thing is you don't have to have like for example, I've just been in Mexico. I didn't put pesos in there. I was using my US dollars that I had in there to pay for things, so it will convert that. But it offers probably the best exchange rates on the market. And I've done a comparison post looking at what the B and Z charges me for things like withdrawing cash from my own debit card in an ATM when I'm traveling versus withdrawing cash from my wise card when I'm traveling. And so people can have a little bit of a lock and see if it's going to be right for them. Certainly if you're a frequent traveler. Yeah, I really like it for keeping the fees down, that's the main thing.

Things like Apple Pay. You know, someone said to you know, family member of mine made a comment about, you know, why don't I just use that all the time because I'm you know, I'm so not fast forward when it comes to tech, And I was like, and then sort of two days later their phone had died. They hadn't charged your phone number. Well, they wouldn't be very helpful, now what it so very helpful? So is that quite important to have something that aside from you know, using a service on your phone.

Things like Apple Pay. You know, someone said to you know, family member of mine made a comment about, you know, why don't I just use that all the time because I'm you know, I'm so not fast forward when it comes to tech, And I was like, and then sort of two days later their phone had died. They hadn't charged your phone number. Well, they wouldn't be very helpful, now what it so very helpful? So is that quite important to have something that aside from you know, using a service on your phone.

Yes, definitely. I've got a whole little little group of tips that I've just added in this blog post because I always travel with more than one card. Ever since my husband and I were on our honeymoon and a vendor that he went to a retailer, charged him twice and because of that, the bank stopped his card, which is fair enough. They thought it was fraud, but we couldn't get that sorted out for the whole duration of our three week trip. So Ever since then, we've traveled with more than one card. I did have my card on me at the time, but it was a bit of a you know, oh my goodness, we can't access any of this money. So definitely, I take two credit cards plus my debit car. I take everything, and then now plus my Wise card. But a good tip is to keep a card separate, maybe a card on each other's wallets. Maybe leave a card with your passport back in the hotel safe you know, God forbid you get mugged or something like that and you lose everything, You've still got access to some fund. So that's just a practical travel tip. And I've got a few other tips that I chucked in there. And do you use cash March Megan, I only use it in little amounts. So with the Wise card, you can draw up to three hundred and fifty dollars of New Zealand dollars equivalent out for free, like my B and Z cash would charge me two and a half percent across whatever fee cash I draw out, but I only draw it out in that sort of chunks for tipping really these days, and maybe a cheap you know, at this three dollars item here and there, you know, So I mainly stick things on the card. The other thing I would say about the Wise card, it is a debit card, so if you're a collect airpoints, for example, on your credit cards, you can't do that. So I would use my credit card for the bigger transactions like a meal or put that on the hotel for incidentals. I definitely put my credit card on for that because it's worth it to me for what I collect. You know, because I've got all those points, I should write another blog posts actually about what are the best ones for collecting points on things as well.

Yes, definitely. I've got a whole little little group of tips that I've just added in this blog post because I always travel with more than one card. Ever since my husband and I were on our honeymoon and a vendor that he went to a retailer, charged him twice and because of that, the bank stopped his card, which is fair enough. They thought it was fraud, but we couldn't get that sorted out for the whole duration of our three week trip. So Ever since then, we've traveled with more than one card. I did have my card on me at the time, but it was a bit of a you know, oh my goodness, we can't access any of this money. So definitely, I take two credit cards plus my debit car. I take everything, and then now plus my Wise card. But a good tip is to keep a card separate, maybe a card on each other's wallets. Maybe leave a card with your passport back in the hotel safe you know, God forbid you get mugged or something like that and you lose everything, You've still got access to some fund. So that's just a practical travel tip. And I've got a few other tips that I chucked in there. And do you use cash March Megan, I only use it in little amounts. So with the Wise card, you can draw up to three hundred and fifty dollars of New Zealand dollars equivalent out for free, like my B and Z cash would charge me two and a half percent across whatever fee cash I draw out, but I only draw it out in that sort of chunks for tipping really these days, and maybe a cheap you know, at this three dollars item here and there, you know, So I mainly stick things on the card. The other thing I would say about the Wise card, it is a debit card, so if you're a collect airpoints, for example, on your credit cards, you can't do that. So I would use my credit card for the bigger transactions like a meal or put that on the hotel for incidentals. I definitely put my credit card on for that because it's worth it to me for what I collect. You know, because I've got all those points, I should write another blog posts actually about what are the best ones for collecting points on things as well.

There we're going.

There we're going.

I think I think I think we have sorted next week's topic. That is perfect. Thank you so much, Meghan. If you want to read that blog, get all that information. Blogger at large dot com as where you need to hear to for.

I think I think I think we have sorted next week's topic. That is perfect. Thank you so much, Meghan. If you want to read that blog, get all that information. Blogger at large dot com as where you need to hear to for.

More from the Sunday session with Francesca Rudkin. Listen live to news Talks there'd be from nine am Sunday, or follow the podcast on iHeartRadio

More from the Sunday session with Francesca Rudkin. Listen live to news Talks there'd be from nine am Sunday, or follow the podcast on iHeartRadio