Megan Singleton: BloggerAtLarge.com writer on how to make the most of your spending to earn Airpoints

Published Apr 27, 2025, 12:44 AM

One of the perks of using credit cards is the Airpoints rewards - but there's benefits and pitfalls involved.

A Platinum AMEX, for instance, will give you points for every $70 spent - but it comes with a higher annual fee than the Airpoints Low Fee Visa card.

You can also earn Airpoints through New World's rewards programme, but it takes a bit of spending to make a significant impact.

BloggerAtLarge.com writer Megan Singleton explains further.

LISTEN ABOVE

You're listening to the Sunday Session podcast with Francesca Rudkin from News Talks EDB Travel with Windy Woo Tours Where the world is Yours for now.

Megan Singleton's with us to talk travel.

Good morning, Good morning.

I like today's topic. It's a very sensible one.

Or you told me to do it.

Yes, that's why I like it. Well, I think maybe the reason I told you to do this was because you'd been talking about wise cards and great ways of paying for your travel when you're traveling, and then you mentioned airpoints and for me, I have just never been able to find a way to gather enough airpoints to make it sort of it's a meaningful impact on my travel.

Yeah, I think you've got to go all in on one program I used to years.

Ago, decades ago. You could kind of get enough to get yourself around the country and things quite easily.

You know, Come on, you must fail to either you don't have critics cards or you're not using them smartly. No, here's the thing. Okay, all right, so firstly, let's just say don't get a credit card unless you're going to pay it off every month. Okay, just that, just clarifies us for all the financial things I'm about to say to people now. But so, I actually switched my credit card provider when Air New Zealand and B and Z parted ways years ago, and so I moved all my accounts over to the Westpac and started up a business credit card there and a personal credit card there. At the time, I think I might have had AMEX, but I've dropped MX. But they are also an Air New Zealand airpoints collector, and you can collect on A and Z and New World now, so I just quickly run through them. I know we don't have long but there's various levels of earning depending on what type of card you've got, and obviously what type of card you've got depends on what annual fees you pay, so you do need to factor that in. Like the AMEX card Platinum is going to be more expensive to run than at the fifty dollars A and Z airpoints low fee Visa card is, but you'll earn an airpoint for every seventy dollars you spend on AMEX, whereas you'll have to spend two hundred dollars to earn an airpoint on those low fee cards. Right, So now New World have joined the party. They've just announced as of the thirty first of March that five New World dollars will equal five Air New Zealand airpoints. But I did a quick tot up and that would be about a six hundred dollars grocery spend to get your five airpoint dollars. Now, don't be confused between airpoints and status points. Okay, he's still with me, Diana'm listening, Okay, So look, it keeps me loyal because I am gold. I got within Cooey a sniff of elite and then it dropped away. And here's why. Because status points expire and airpoints don't when you're gold, and so status points are earned in a separate way. So once you get once you've spent enough on your credit cards, especially if you've trying to jump up to elite, air New Zealand will cap that. And I haven't earned status points on my elite pursuit for about two years. On my credit card spend. I've got to earn it all on flights. So it's all right for me because I can travel around the world and I can choose my airlines and I deliberately choose. If it's not a New Zealand, I'll choose a Star Alliance airline like United all Off Tanza or Air China or Singapore Airlines, depending on where I'm going. And another trick is to get your travel agent if they can, to book you an Air New Zealand ticket on a Star Alliance aircraft and then you might get more points and status points with that. But I always make sure it's my Air New Zealand points that are registered, like not my United mileage. Plus I don't collect those, so I'm really all in on the one program and then I don't have to pay for domestic flights at all. Brilliant.

Are you going to put that up on a blog for us?

I'm going to check it on Facebook. I could put it in a blog, but look, it's likely to change next week, so I'm going to put this all up on my Facebook page, Blogger at large and then people can have a good old read through that.

For more from the Sunday session with Francesca Rudkin, listen live to News Talks it'd be from nine am Sunday, or follow the podcast on iHeartRadio