Good morning and welcome to the ride!  It's going down tonight in Philly.  Glo in South Florida is on the fence with giving her husband a threesome for his 40th birthday and she gets advice from The CLO.  The crew give us their biggest pet peeves.  Yachts, penthouses and Dating Naked covers Would You Rather.   A lady calls into Steve's VM and needs to know what closure really is for men.  Mr. Assisted Living is back to help us identify specific problems that plague old people.  There are less than seventy eight days until the election.  Early voting starts soon.  Junior got a question specifically for Big Dog.  Today in Closing Remarks, Steve makes it clear.  The time is now!