Headlines scream disaster, but do they deserve control over your retirement decisions? In this episode, Ryan Herbert and Lawrence Kiely unpack why market predictions, social media takes, and financial fear‑mongering often miss the mark. From bold calls that never came true to hot investing trends pushed for clicks, they explain why reacting to noise can derail long‑term planning. The conversation focuses on understanding context, filtering sources, and aligning financial decisions with your stage of life; not headlines, hype, or well‑meaning family opinions.

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