Why Retirement Feels Scary Even When You've Done Everything Right

Randy announces his retirement and highlights the many emotions that come with the transition away from his career. Jennifer, The Savvy Investor's newest co-host, joins Randy and Mike Canet to discuss how you can spend years preparing for retirement and still feel uneasy when the paycheck stops. In…

Could Your 401k Become a Tax Problem in Retirement?

One retiree's first required minimum distribution added $42,000 to his tax bill, raising a question many savers never see coming. In this episode, Lawrence Kiely & Katherine Groce discuss how RMDs can affect taxes, Social Security taxation, and Medicare premiums. They explore Roth conversions, char…

Old Stocks, Lost Assets, and Costly Retirement Mistakes

That old stock certificate, forgotten 401(k), or inherited investment could be worth more attention than you think. Mike Canet and Ryan Herbert discuss the overlooked assets many people bring into retirement, from decades-old stock holdings and abandoned accounts to outdated annuities and inherited…

Should You Take Social Security Early? The Answer Isn’t So Simple

Think taking Social Security early is always the smartest move? Think again. In this episode, Mike Canet breaks down why Social Security claiming strategies are far more personal than most people realize. From life expectancy and income needs to legacy goals, taxes, Roth conversions, and pension de…

What If Your Retirement Projection Is Missing the Most Important Details?

Your retirement calculator says you're on track, but what if it's missing the factors that matter most? This episode explores the limitations of online retirement calculators, AI tools, and probability-based projections that can make retirement readiness seem simpler than it is. Ryan Herbert and La…

The Social Security Tradeoff Most Retirees Don't Calculate

A larger Social Security benefit sounds appealing, but what if waiting means sacrificing some of your best retirement years? Ryan Herbert and Katherine Groce explore the factors that go into deciding when to claim Social Security, including longevity, cash flow needs, portfolio withdrawals, taxes, …

How Will Your Retirement Savings Turn Into a Paycheck?

You’ve spent decades building your retirement savings—but do you know how that money will turn into a paycheck? Katherine Groce discusses why income planning is one of the most important parts of retirement and why many retirees focus on saving without preparing for the distribution phase. The conv…

Are You Planning to Live Longer Than Your Money?

Are you planning for a longer life—or unintentionally planning to run out of money too soon? Mike Canet and Ryan Herbert explore the growing impact of longevity on retirement planning and the balance between spending and saving. The discussion highlights common fears around outliving assets, unders…

Avoid This Costly Mistake in Your Estate Plan

What could a simple deed change save your family from thousands in unnecessary costs? This episode tackles one of the most common retirement concerns: how to handle real estate efficiently in an estate plan. The team breaks down how probate works, why many aim to avoid it, and how tools like transf…

Stop Watching the Market and Start Planning Your Retirement Income

What if the stock market isn’t telling you the full story about your retirement? In this episode, Ryan Herbert breaks down why market headlines and economic signals can feel disconnected and why relying on them alone may create unnecessary stress. They revisit past market cycles to illustrate how v…