Many federal employees reach retirement still unclear on how CSRS, FERS, and the TSP actually fit together. Tayvon Jackson breaks down the real differences between the two systems, why your pension formula matters, and how TSP decisions can shape retirement income. The conversation walks through common mistakes near retirement, the risks of being too conservative, and what happens when tax planning is ignored. Tayvon also explains why spending patterns in the early years of retirement matter just as much as market performance—and how preparation doesn’t stop once the savings phase ends.

Reach out to Tayvon Jackson and schedule a complimentary consultation with New Perspective Financial Solutions by visiting newperspectivefs.com. Tayvon Jackson, with extensive experience in financial planning and wealth management, is dedicated to helping individuals navigate their retirement journey with confidence.