The Cost of Claiming Too Early

Claiming Social Security too early can quietly reshape the rest of your retirement. In this conversation, Tayvon discusses why timing matters, how early claims can reduce lifetime income, and why decisions around Social Security often get overlooked in family conversations. He also break down commo…

When “Making It” Turns You Into the Family ATM

Becoming the family ATM can quietly drain even the best-laid retirement plans. Tayvon Jackson unpacks how first-generation wealth earners—from pro athletes to government employees—often feel pressure to financially support everyone around them, sometimes at the expense of their own future. The conv…

The TSP Decisions That Follow You Into Retirement

Many federal employees reach retirement still unclear on how CSRS, FERS, and the TSP actually fit together. Tayvon Jackson breaks down the real differences between the two systems, why your pension formula matters, and how TSP decisions can shape retirement income. The conversation walks through co…

Can I Retire? When the Numbers Don’t Tell the Whole Story

A million dollars, early retirement, and the IRS lurking in the background—what actually holds up when the numbers get real? In this episode of New Perspective Financial Radio, Tayvon Jackson plays “Can I Retire?” using real-life scenarios: a 50‑year‑old eyeing early retirement, a widow facing requ…

When AI Meets Retirement Reality

AI can build a portfolio, but can it understand fear, risk, and real life in retirement? This episode explores where artificial intelligence fits into financial planning and where it falls short. The conversation contrasts model-driven investing with human judgment, accountability, and emotional aw…

The Hidden Retirement Costs No One Warns You About

Worried about whether your retirement strategy can weather market swings? In this episode, Tayvon breaks down the real concerns driving retirees today. From making a lump sum last a lifetime to navigating taxes, Medicare premiums, and behavioral pitfalls that sabotage financial plans. Tayvon highli…

The Hidden Risk in Chasing the AI Hype & Magnificent 7

What happens when investors chase headlines instead of long‑term strategy? In this episode, Tayvon breaks down why the Magnificent 7 hype and AI‑driven excitement can tempt retirees into risky concentration, and what truly steady growth looks like instead. Using simple analogies and real‑world exam…

Why Your Magic Number in Retirement Isn’t What You Think

What if the secret to retirement isn’t hitting a magic number, but mastering your financial habits? This episode dives into the surprising truth behind million-dollar savers, why less attention can sometimes mean more success, and how social security bridging could change your retirement game. Disc…

The Biggest Financial Mistakes Federal Employees Make - Part 3 of 3

Surprise tax bills can hit hardest after retirement, and many federal employees never see them coming. In the last installment of this short 3-part series, Tayvon breaks down how multiple income streams like FERS pensions, Social Security, TSP withdrawals, and future RMDs can unintentionally stack …

The Biggest Financial Mistakes Federal Employees Make - Part 2 of 3

What if following all the “right” retirement rules still leads to unexpected tax burdens and shrinking savings? In the second episode of this 3-part series, Tayvon breaks down the hidden pitfalls federal employees face when relying heavily on the traditional TSP, from surprise tax spikes to the dan…