Could one financial move today impact your Medicare premiums—and your family’s inheritance—years from now? The Linsky family unpacks the hidden connections between Roth conversions, taxes, and legacy planning, revealing how a single decision can ripple through your retirement. Learn why seeing the whole picture matters when it comes to protecting your wealth and your loved ones.

 

To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com

 

As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

Could one financial move today impact your Medicare premiums&mdash;and your family&rsquo;s inheritance&mdash;years from now? The Linsky family unpacks the hidden connections between Roth conversions, taxes, and legacy planning, revealing how a single decision can ripple through your retirement. Learn why seeing the whole picture matters when it comes to protecting your wealth and your loved ones.
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To schedule a complimentary consultation with L3 Family Wealth Partners visit <a href="https://retirementrealityreport.com/">RetirementRealityReport.com</a>
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As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

As a certified financial planner for 35 years, Marc Linsky has been helping clients to and through the retirement process. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

The Retirement Reality Report

The Roth Ripple Effect: How One Move Changes Everything

Retirement decisions don’t happen in a vacuum—and pensions, Social Security, and taxes rarely line up the same way twice. The Linskys walk through real retirement scenarios that show why understanding your options matters more than following old rules of thumb. From choosing between pension payouts to deciding when income actually needs to start, this episode highlights how flexibility, timing, and personal goals shape smarter retirement outcomes.

To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com

As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

Retirement decisions don&rsquo;t happen in a vacuum&mdash;and pensions, Social Security, and taxes rarely line up the same way twice. The Linskys walk through real retirement scenarios that show why understanding your options matters more than following old rules of thumb. From choosing between pension payouts to deciding when income actually needs to start, this episode highlights how flexibility, timing, and personal goals shape smarter retirement outcomes.
To schedule a complimentary consultation with L3 Family Wealth Partners visit&nbsp;<a href="https://retirementrealityreport.com/">RetirementRealityReport.com</a>
As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

The Retirement Choices Most People Don’t Realize They Have

What if your tax bill in retirement is shaped more by the rules you don’t know than the ones you do? In this episode, The Linsky Family breaks down the newest tax‑code changes affecting retirees in 2026 — from expanded deductions and senior tax breaks to Social Security taxation, IRMAA considerations, Minnesota Care rules, and smarter ways to give charitably. They explain how income levels influence disappearing advantages and why proactive planning matters long before filing season begins.

To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com

As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

What if your tax bill in retirement is shaped more by the rules you don&rsquo;t know than the ones you do? In this episode, The Linsky Family breaks down the newest tax‑code changes affecting retirees in 2026 &mdash; from expanded deductions and senior tax breaks to Social Security taxation, IRMAA considerations, Minnesota Care rules, and smarter ways to give charitably. They explain how income levels influence disappearing advantages and why proactive planning matters long before filing season begins.
To schedule a complimentary consultation with L3 Family Wealth Partners visit <a href="https://retirementrealityreport.com/">RetirementRealityReport.com</a>
As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

The Tax Breaks Retirees Lose Without Realizing It

What happens when interest rates fall but markets keep climbing? In this episode, the Linsky family breaks down how retirees can adapt as yields shift, tax rules change, and income needs evolve. They explain why covering your income gap is the foundation of any retirement plan, how bond laddering works when rates drop, and why fixed annuities may offer stability when markets wobble. With clear explanations across different retirement phases, this conversation helps listeners think through where income should come from—and how to stay flexible as conditions change.

To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com

As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

What happens when interest rates fall but markets keep climbing? In this episode, the Linsky family breaks down how retirees can adapt as yields shift, tax rules change, and income needs evolve. They explain why covering your income gap is the foundation of any retirement plan, how bond laddering works when rates drop, and why fixed annuities may offer stability when markets wobble. With clear explanations across different retirement phases, this conversation helps listeners think through where income should come from&mdash;and how to stay flexible as conditions change.
To schedule a complimentary consultation with L3 Family Wealth Partners visit <a href="https://retirementrealityreport.com/">RetirementRealityReport.com</a>
As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

The Roth Ripple Effect: How One Move Changes Everything

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