What if your tax bill in retirement is shaped more by the rules you don’t know than the ones you do? In this episode, The Linsky Family breaks down the newest tax‑code changes affecting retirees in 2026 — from expanded deductions and senior tax breaks to Social Security taxation, IRMAA considerations, Minnesota Care rules, and smarter ways to give charitably. They explain how income levels influence disappearing advantages and why proactive planning matters long before filing season begins.

To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com

As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

What if your tax bill in retirement is shaped more by the rules you don&rsquo;t know than the ones you do? In this episode, The Linsky Family breaks down the newest tax‑code changes affecting retirees in 2026 &mdash; from expanded deductions and senior tax breaks to Social Security taxation, IRMAA considerations, Minnesota Care rules, and smarter ways to give charitably. They explain how income levels influence disappearing advantages and why proactive planning matters long before filing season begins.
To schedule a complimentary consultation with L3 Family Wealth Partners visit <a href="https://retirementrealityreport.com/">RetirementRealityReport.com</a>
As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

As a certified financial planner for 35 years, Marc Linsky has been helping clients to and through the retirement process. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

The Retirement Reality Report

The Tax Breaks Retirees Lose Without Realizing It

Assumptions feel harmless—until retirement puts them to the test. In this episode, Dylan and David Linsky break down the common beliefs people hold about longevity, expenses, taxes, inflation, and income planning, and why those assumptions often miss reality. The conversation explores why expenses can rise after work ends, how time gets spent differently in retirement, and why phase‑two planning requires a different approach than accumulation years. A practical discussion on replacing rigid rules and guesswork with planning that adapts as life changes.

To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com

As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

Assumptions feel harmless&mdash;until retirement puts them to the test. In this episode, Dylan and David Linsky break down the common beliefs people hold about longevity, expenses, taxes, inflation, and income planning, and why those assumptions often miss reality. The conversation explores why expenses can rise after work ends, how time gets spent differently in retirement, and why phase‑two planning requires a different approach than accumulation years. A practical discussion on replacing rigid rules and guesswork with planning that adapts as life changes.
To schedule a complimentary consultation with L3 Family Wealth Partners visit&nbsp;<a href="https://retirementrealityreport.com/">RetirementRealityReport.com</a>
As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

The Retirement Assumptions That Don’t Age Well

Missing an RMD can cost far more than most retirees realize. In this episode, the Linskys break down required minimum distributions, how the rules changed under SECURE Act 2.0, and why mistakes are more common than people think. The conversation explores inherited IRAs, RMD penalties, and how tax planning decisions made today can affect both retirement income and what heirs receive later. It’s a practical discussion on how overlooked details inside retirement accounts can quietly shape long‑term outcomes.

To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com

As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

Missing an RMD can cost far more than most retirees realize. In this episode, the Linskys break down required minimum distributions, how the rules changed under SECURE Act 2.0, and why mistakes are more common than people think. The conversation explores inherited IRAs, RMD penalties, and how tax planning decisions made today can affect both retirement income and what heirs receive later. It&rsquo;s a practical discussion on how overlooked details inside retirement accounts can quietly shape long‑term outcomes.
To schedule a complimentary consultation with L3 Family Wealth Partners visit <a href="https://retirementrealityreport.com/">RetirementRealityReport.com</a>
As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

The RMD Mistake That Catches Retirees Off Guard

Living longer changes everything about retirement—and many plans aren’t built to handle it. In this episode, Dylan and David Linsky explore how increased life expectancy reshapes retirement income, tax strategy, and long‑term care planning. The discussion walks through planning for multiple phases of retirement, managing income before and after Social Security, preparing for RMDs, and addressing the financial impact of extended care needs. It’s a practical conversation about longevity, flexibility, and why retirement planning can’t be treated as a single moment in time.

 

To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com

 

As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

Living longer changes everything about retirement&mdash;and many plans aren&rsquo;t built to handle it. In this episode, Dylan and David Linsky explore how increased life expectancy reshapes retirement income, tax strategy, and long‑term care planning. The discussion walks through planning for multiple phases of retirement, managing income before and after Social Security, preparing for RMDs, and addressing the financial impact of extended care needs. It&rsquo;s a practical conversation about longevity, flexibility, and why retirement planning can&rsquo;t be treated as a single moment in time.
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To schedule a complimentary consultation with L3 Family Wealth Partners visit <a href="https://retirementrealityreport.com/">RetirementRealityReport.com</a>
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As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.

The Tax Breaks Retirees Lose Without Realizing It

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