What if the year you retire matters more than the size of your portfolio? In this episode, the Linskys break down how market cycles, sequence‑of‑returns risk, and emotional reactions to headlines can create dramatically different retirement outcomes. They explore why relying on timing is unreliable, how structured income planning can help navigate volatility, and the role taxes play when every withdrawal counts. Through clear examples and practical insights, they highlight why intention—not impulse—shapes stronger long‑term financial decision‑making.

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As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy.