What if the key to a stronger financial future isn’t retiring sooner—but later? In this episode of The Retirement Playbook, Rick Hughes and Granger Hughes explore how delaying retirement can reshape your long-term financial outlook. They unpack strategies for navigating market shifts, optimizing Roth IRAs, and anticipating changes in Social Security. The conversation also highlights the power of proactive tax planning and the often-overlooked benefits of patience when choosing your retirement timeline. It’s a thoughtful look at how timing, strategy, and informed choices can make all the difference.