What if the rules you’ve trusted for retirement no longer apply? 

 In this episode, Granger Hughes examines outdated financial advice like “sell in May,” the traditional 60/40 portfolio, and the 4% rule. They discuss why market timing can fall short, how today’s algorithm-driven markets have changed investing, and why income planning may matter more than total portfolio value. The conversation also explores alternatives to bonds, the evolving role of annuities, and common pitfalls with 401(k)s and Roth conversions. With a focus on strategy over shortcuts, they highlight the importance of building a plan that accounts for income needs, taxes, and long-term sustainability in retirement.

Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.