The biggest retirement mistakes often aren’t the big decisions—they’re the dozens of small ones that quietly add up over time. In this episode, Steve Standley explains why retirement planning is more like flying an airplane than making a single choice. From vacations and home projects to taxes, Social Security, and income planning, every decision can influence the next. Steve discusses the difference between having an asset plan and an income plan, why the difference matters in retirement, and how thoughtful adjustments can help keep your long-term goals on track while still enjoying life along the way.

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