Is your retirement plan haunted by clutter and confusion—just like an over-the-top Halloween display? This episode of The Retirement Paycheck Show with Steve Standley explores how too many accounts, overlapping investments, and lack of communication can leave your financial future in disarray. Learn why simplifying your portfolio, involving both spouses, and scheduling regular reviews are key to avoiding costly mistakes. Discover the importance of proactive planning, trust funding, and working with an advisor who asks the right questions—so you can retire more confidently.

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