In this conversation, Pat Volk discusses the importance of planning for retirement and the unique considerations for women. He shares his personal experience with his mother's financial struggles after his father's passing and emphasizes the need for guaranteed income streams in retirement.

Pat also highlights the differences in retirement outlooks between men and women and the importance of having open and honest conversations about financial planning. He encourages individuals to take care of themselves and not be a financial burden on their children. Pat also discusses the benefits of conservative investment strategies and the potential risks of relying on aggressive portfolios.

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