Stay, Downsize, or Rent? A Retirement Housing Decision That Isn’t So Simple

Is your home still the right fit as retirement approaches, or could it be working against you? In this episode, Justin Dobak breaks down one of the most emotional and financially significant retirement decisions: whether to stay put, downsize, rent, or relocate. The conversation explores how housin…

The Unexpected Challenge of Going From Saving to Spending

The first year of retirement can shape how the rest of retirement feels—and many people don’t realize it until they’re already in it. In this episode, Abe Abich breaks down why the transition from saving to spending is often harder than expected and how mindset, income planning, and flexibility all…

The Retirement Habits That Quietly Derail Even Well‑Prepared Plans

Why do so many retirees fall into avoidable financial habits—and how can they be addressed before they cause real issues? In this episode from this past weekend’s radio show, Abe Abich breaks down common missteps he sees as people approach or enter retirement, from taking on too much risk to relyin…

When One Spouse Tunes Out of the Finances

When only one partner handles the money, retirement plans can quietly build blind spots. In this episode, financial advisor Justin Dobak dives into the “money person” problem and why it creates hidden risks for couples heading into retirement. The conversation explores tuning out versus staying inf…

Why Retirement Confidence Isn’t About the Market

What really shapes retirement satisfaction once the paychecks stop? In this episode from this past weekend’s radio show, Abe Abich breaks down how the first years of retirement often set the financial and emotional tone that follows. The discussion centers on spending plans versus rigid budgets, wh…

How Interest Rates Really Impact Retirement Income

Interest rates may dominate headlines, but what do they really mean for retirees living on their savings? In this episode of The Retirement Key, Joshua Barbin breaks down how shifting interest rates can affect income, cash, CDs, bonds, and taxes in retirement. The discussion focuses on reinvestment…

What Your Tax Return Is Quietly Telling You

Your tax return may be telling a bigger story than you realize. In this episode, Abe Abich breaks down how last year’s tax filing can reveal recurring surprises, missed opportunities, and gaps between income, investments, and long‑term planning. The conversation explores why focusing only on April …

Why the First Year of Retirement Feels So Different

The first year of retirement can feel very different when market volatility shows up early. In this episode, Ryan Oliver breaks down why the first 12 months of retirement carry added risk and how market swings can impact long‑term outcomes. The conversation covers sequence of returns risk, the shif…

When Global Headlines Hit Home: What Retirement Plans Need to Handle

Global headlines are moving fast—but what do they actually mean for retirement planning? On this episode of The Retirement Key, pulled from this past weekend’s radio show, Abe Abich breaks down how geopolitical tensions, inflation concerns, and market volatility can impact long‑term retirement deci…

AI Investing: Opportunity or Risk in Retirement?

Is artificial intelligence an opportunity—or a risk—when retirement is close? Abe Abich tackles how fast‑moving AI and technology trends are reshaping the market and what that means for retirees and pre‑retirees alike. The conversation explores volatility, diversification, and why stability and inc…