Miss a Chick-fil-A peach milkshake and you wait until next year. Miss certain retirement planning deadlines, and the consequences can last much longer. In this episode of The Retirement Journey, Edgar Torres discusses some of the most important age-based milestones in retirement planning. From catch-up contributions at 50 and penalty-free withdrawals at 59½ to Medicare enrollment at 65, Social Security claiming decisions, and Required Minimum Distributions (RMDs), Edgar explains why timing matters. He also shares how missing key windows can lead to penalties, missed opportunities, or unnecessary taxes. Retirement planning isn't just about saving money. It's also about knowing when to take action and why those decisions matter.

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