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Is legacy planning just for the ultra-wealthy? In this episode, host and investment advisor representative, Edgar Torres of Bloom Financial Private Wealth Management breaks down why everyone needs a plan for their assets, wishes, and family harmony. Edgar shares real-life stories about the risks of skipping a will, the importance of updating beneficiaries, and how blended families and verbal agreements can complicate inheritance. Discover the difference between wills and trusts, the role of financial advisors and attorneys, and how technology and AI are changing estate planning. Whether you’re starting from scratch or updating your plan, this conversation offers practical steps for protecting your legacy.

 

Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

Is legacy planning just for the ultra-wealthy? In this episode, host and investment advisor representative, Edgar Torres of Bloom Financial Private Wealth Management breaks down why everyone needs a plan for their assets, wishes, and family harmony. Edgar shares real-life stories about the risks of skipping a will, the importance of updating beneficiaries, and how blended families and verbal agreements can complicate inheritance. Discover the difference between wills and trusts, the role of financial advisors and attorneys, and how technology and AI are changing estate planning. Whether you&rsquo;re starting from scratch or updating your plan, this conversation offers practical steps for protecting your legacy.
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Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click <a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516

Legacy Planning: It’s Not Just for Millionaires

How do you set the right financial course as you step into a new year? In this episode, host and investment advisor representative, Edgar Torres of Bloom Financial Private Wealth Management discusses the power of small, intentional changes in your retirement strategy. Edgar shares practical insights on building a resilient foundation, balancing growth and guaranteed income, understanding annuities, and preparing for healthcare costs and longevity risk. Learn why individualized planning matters and how to tackle financial worries one step at a time. Whether you’re retiring soon or just want to strengthen your financial footing, this conversation offers guidance for navigating uncertainty in 2026.

 

Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

How do you set the right financial course as you step into a new year? In this episode, host and investment advisor representative, Edgar Torres of Bloom Financial Private Wealth Management discusses the power of small, intentional changes in your retirement strategy. Edgar shares practical insights on building a resilient foundation, balancing growth and guaranteed income, understanding annuities, and preparing for healthcare costs and longevity risk. Learn why individualized planning matters and how to tackle financial worries one step at a time. Whether you&rsquo;re retiring soon or just want to strengthen your financial footing, this conversation offers guidance for navigating uncertainty in 2026.
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Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click <a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516

Setting Your Financial Rudder for the New Year

Is your financial plan ready for the new year, or is it stuck in last season’s routine? In this episode, Edgar Torres of Bloom Financial shares practical steps for your year-end financial checklist, from reviewing goals and topping off contributions to smart tax moves and charitable giving. Discover how annual financial “winterizing” can help you avoid costly mistakes and set yourself up for success in 2026. With relatable food analogies and actionable advice, this conversation makes financial chores feel less daunting—and more rewarding.

 

Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

Is your financial plan ready for the new year, or is it stuck in last season&rsquo;s routine? In this episode, Edgar Torres of Bloom Financial shares practical steps for your year-end financial checklist, from reviewing goals and topping off contributions to smart tax moves and charitable giving. Discover how annual financial &ldquo;winterizing&rdquo; can help you avoid costly mistakes and set yourself up for success in 2026. With relatable food analogies and actionable advice, this conversation makes financial chores feel less daunting&mdash;and more rewarding.
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Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click <a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516

Winterize Your Wallet: Year-End Moves for 2026 Success

Scrolling your phone at bedtime can age your brain—but what about the habits that age your retirement plan? In this episode, Edgar Torres of Bloom Financial breaks down the financial missteps that can sabotage your future, from waiting to save and missing company matches, to spending without a budget and underestimating retirement costs. Discover how everyday choices, like borrowing from your 401(k) or relying only on pre-tax accounts, can impact your nest egg. Packed with relatable analogies and practical insights, this conversation will help you spot—and stop—bad habits before they derail your retirement.

 

Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

Scrolling your phone at bedtime can age your brain&mdash;but what about the habits that age your retirement plan? In this episode, Edgar Torres of Bloom Financial breaks down the financial missteps that can sabotage your future, from waiting to save and missing company matches, to spending without a budget and underestimating retirement costs. Discover how everyday choices, like borrowing from your 401(k) or relying only on pre-tax accounts, can impact your nest egg. Packed with relatable analogies and practical insights, this conversation will help you spot&mdash;and stop&mdash;bad habits before they derail your retirement.
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Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click <a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516

Are Your Habits Aging Your Retirement Plan?

Curious about structured notes and how they fit into your retirement plan? In this episode of The Retirement Journey Podcast, Edgar Torres breaks down the basics of structured notes—what they are, how they work, and why they might be worth considering. Learn how these customizable investments differ from stocks and bonds, what risks to watch for, and how to avoid common mistakes. Edgar shares practical examples and insights to help you decide if structured notes belong in your portfolio. If you’re seeking new ways to preserve wealth and add flexibility to your retirement strategy, this episode is packed with clarity and actionable ideas.

 

Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

 

Curious about structured notes and how they fit into your retirement plan? In this episode of The Retirement Journey Podcast, Edgar Torres breaks down the basics of structured notes&mdash;what they are, how they work, and why they might be worth considering. Learn how these customizable investments differ from stocks and bonds, what risks to watch for, and how to avoid common mistakes. Edgar shares practical examples and insights to help you decide if structured notes belong in your portfolio. If you&rsquo;re seeking new ways to preserve wealth and add flexibility to your retirement strategy, this episode is packed with clarity and actionable ideas.
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Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click <a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516
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Beyond Stocks & Bonds: Exploring the Power of Structured Notes

What inspires someone to help thousands bloom financially? In this episode, Edgar Torres shares his journey from guiding teachers and public servants through pension benefits to helping families and business owners build futures that fit their lives. Discover how Edgar’s personal story shaped his approach, why retirement planning is more than numbers, and how storytelling and community service fuel his work. From brisket analogies to lessons in resilience, Edgar reveals the heart behind Bloom Financial’s mission. Tune in for insights, inspiration, and a few surprises along the way.

 

Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

What inspires someone to help thousands bloom financially? In this episode, Edgar Torres shares his journey from guiding teachers and public servants through pension benefits to helping families and business owners build futures that fit their lives. Discover how Edgar&rsquo;s personal story shaped his approach, why retirement planning is more than numbers, and how storytelling and community service fuel his work. From brisket analogies to lessons in resilience, Edgar reveals the heart behind Bloom Financial&rsquo;s mission. Tune in for insights, inspiration, and a few surprises along the way.
&nbsp;
Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click <a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516

From Brisket to Bloom: Edgar Torres’ Retirement Recipe

What do Indian food, salsa, and investment portfolios have in common? In this flavorful episode of The Retirement Journey, Edgar Torres tackles the world of alternative investments using relatable analogies and real-life stories. From ETFs to asset classes, Edgar breaks down how diversification isn’t about chasing trends—it’s about building a plate that fits your financial appetite. Whether you're new to investing or reevaluating your retirement strategy, this episode offers a fresh perspective on how to balance risk, goals, and personal comfort.

 

Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

What do Indian food, salsa, and investment portfolios have in common? In this flavorful episode of&nbsp;The Retirement Journey, Edgar Torres tackles the world of alternative investments using relatable analogies and real-life stories. From ETFs to asset classes, Edgar breaks down how diversification isn&rsquo;t about chasing trends&mdash;it&rsquo;s about building a plate that fits your financial appetite. Whether you're new to investing or reevaluating your retirement strategy, this episode offers a fresh perspective on how to balance risk, goals, and personal comfort.
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Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click <a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516

Not Your Average Buffet: What ETFs Really Bring to the Table

What if the most overlooked financial tool could be the one that saves your family from crisis? In this episode of The Retirement Journey, Edgar Torres, founder of Bloom Financial, unpacks the emotional and practical sides of life insurance. From common misconceptions to flexible coverage options for freelancers and caregivers, he explores how life insurance can be more than just a policy—it can be a lifeline. With real stories and relatable analogies, this conversation brings clarity to a topic many avoid but few can afford to ignore.

 

Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

What if the most overlooked financial tool could be the one that saves your family from crisis? In this episode of&nbsp;The Retirement Journey, Edgar Torres, founder of Bloom Financial, unpacks the emotional and practical sides of life insurance. From common misconceptions to flexible coverage options for freelancers and caregivers, he explores how life insurance can be more than just a policy&mdash;it can be a lifeline. With real stories and relatable analogies, this conversation brings clarity to a topic many avoid but few can afford to ignore.
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Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click <a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516

From Grudge Buy to Lifeline: Rethinking Life Insurance

Is retirement really just one long weekend—or a financial minefield in disguise? In this episode of The Retirement Journey, Kacey sits down with Edgar Torres of Bloom Financial to unpack five costly mistakes retirees often make: overspending, ignoring inflation, underestimating medical expenses, claiming Social Security too early, and retiring before they’re truly ready. With real-life examples and practical strategies, Edgar shares how to build guardrails that protect your future while enjoying today.

Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

Is retirement really just one long weekend&mdash;or a financial minefield in disguise? In this episode of&nbsp;The Retirement Journey, Kacey sits down with Edgar Torres of Bloom Financial to unpack five costly mistakes retirees often make: overspending, ignoring inflation, underestimating medical expenses, claiming Social Security too early, and retiring before they&rsquo;re truly ready. With real-life examples and practical strategies, Edgar shares how to build guardrails that protect your future while enjoying today.
Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click <a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516

Retirement Isn’t a Weekend—It’s a Wake-Up Call

What if retirement isn’t about slowing down—but rewiring your life? In this episode of The Retirement Journey, financial advisor Edgar Torres breaks down the real cost of retirement, from inflation and taxes to healthcare and hidden lifestyle expenses. Learn why planning isn’t just about a number—it’s about building a future that fits your life. With stories, analogies (including brisket!), and practical strategies, Edgar helps listeners rethink retirement with clarity and confidence.

Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we’re here to listen and help provide the support you need. Click here to schedule appointment or call 512-710-5516

What if retirement isn&rsquo;t about slowing down&mdash;but rewiring your life? In this episode of&nbsp;The Retirement Journey, financial advisor Edgar Torres breaks down the real cost of retirement, from inflation and taxes to healthcare and hidden lifestyle expenses. Learn why planning isn&rsquo;t just about a number&mdash;it&rsquo;s about building a future that fits your life. With stories, analogies (including brisket!), and practical strategies, Edgar helps listeners rethink retirement with clarity and confidence.
Whether you have questions, need assistance, or want to explore how we can help you achieve your financial goals, we&rsquo;re here to listen and help provide the support you need. Click&nbsp;<a href="https://bloomfinservices.com/contact/">here</a> to schedule appointment or call 512-710-5516

Brisket, Pickleball & Planning: Rethinking Your Retirement Strategy

Welcome to ‘The Retirement Journey,’ featuring Edgar Torres of Bloom Financial Private Wealth Management!Join us each week as we dive into the wide world of financial planning. Saving and building for your future involves much more than tracking the bottom line of an account every month. With each episode, Edgar and co-host Kacey Biddy discuss current topics including daily finances, retirement planning, investment strategy, and building a lasting legacy. ‘The Retirement Journey’ is available wherever you find your favorite podcasts and is ready to keep you confident and informed about wherever your financial future is taking you.

Welcome to &lsquo;The Retirement Journey,&rsquo; featuring Edgar Torres of Bloom Financial Private Wealth Management! Join us each week as we dive into the wide world of financial planning. Saving and building for your future involves much more than tracking the bottom line of an account every month. With each episode, Edgar and co-host Kacey Biddy discuss current topics including daily finances, retirement planning, investment strategy, and building a lasting legacy. &lsquo;The Retirement Journey&rsquo; is available wherever you find your favorite podcasts and is ready to keep you confident and informed about wherever your financial future is taking you.

The Retirement Journey

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