Is retiring early realistic, or could missing a few critical checkpoints leave you stranded before the journey even begins? In this episode of The Retirement Journey Podcast, Edgar Torres explores the checklist he uses to help clients determine whether early retirement is truly within reach. From Social Security timing and healthcare costs to inflation, longevity, emergency reserves, and retirement income planning, Edgar explains why retirement is much more than simply replacing a paycheck. He also discusses the psychological shift from earning income to spending assets, the importance of planning for life's unknowns, and why a personalized strategy matters more than any rule of thumb. Early retirement isn't just about having enough money. It's about knowing your plan can withstand the years ahead.

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