Richard Warner and co-host Doug Turnbull discuss retiring at the right time and having enough funds to do so. Richard walks listeners through some important questions that he and the Warner Financial Solutions team ask: What do you want out of retirement? How much do you have? How much will you get? How long do you want it to last? Richard also explains how fear can steer people in the wrong direction in this planning process. For more information go to Home | Warner Financial Solutions!

Richard Warner and co-host Doug Turnbull discuss the differences between qualified and non-qualified money. Richard breaks down the pros and cons of both types and why a retiree needs to have the right blend of both. Richard also discusses the tax implications in each category and how each person's situation is different and warrants a unique strategy with both types of accounts. Richard and Doug also have a laugh at a standup comedy bit on spreadsheets. For more information go to Home | Warner Financial Solutions!

Richard Warner and co-host Doug Turnbull define what a 401(k) is and even how it got its name. Richard discusses the tax benefits in the short term, the age in which people can draw from the account without penalties, and different ways 401(k) providers can adjust the amount of risk in those accounts. Richard also reveals how he has been able to avoid both cooking and doing dishes during the holidays. For more information go to Home | Warner Financial Solutions!

Richard Warner and co-host Doug Turnbull discuss the main changes Medicare users encounter in the Open Enrollment season – Part C and Part D – and the changes in cost people can potentially experience. Richard also explains why people should never take advice or buy something on the phone about Medicare from someone they do not know. Richard and Doug also talk fall baseball and lament their home baseball teams. For more information go to Home | Warner Financial Solutions

Richard Warner and co-host Doug Turnbull discuss the strategies of taking Social Security at different ages, including the benefits of waiting to take it and the emotions that prompt people to take SSI early. They also discuss how much Nebraska football means to Richard and the big trip he is taking to see the team. For more information go to Home | Warner Financial Solutions

In this episode of the Retirement Bullpen, Richard Warner discusses the importance of having a flexible and personalized approach to retirement planning. He emphasizes the need for a solid investment strategy that can withstand market fluctuations, particularly during uncertain times such as elections and interest rate changes. Richard advises against making impulsive financial decisions based on current events and stresses the importance of long-term planning for retirement income. For more information go to Home | Warner Financial Solutions

This week on the Retirement Bullpen, Richard Warner discusses the intricacies of retirement planning, focusing on the importance of preparing for unexpected expenses and the financial implications of emergencies. He emphasizes the need for a proactive approach to financial planning, including the establishment of emergency funds and understanding the impact of taxes on retirement income. The conversation highlights the emotional aspects of financial decisions, particularly when it comes to family obligations, and the necessity of simulations to visualize financial scenarios. For more information go to Home | Warner Financial Solutions

In this conversation, Jeff Miles and Richard Warner discuss the importance of healthcare in retirement and explore various options for obtaining coverage before reaching Medicare age. They highlight the need to consider healthcare as part of the retirement planning process and emphasize the importance of seeking advice from a financial advisor. The conversation also touches on the idea of finding a job with healthcare benefits or creating a semi-retirement lifestyle to bridge the healthcare gap.

In this episode, Jeff Miles and Financial Advisor Richard Warner discuss the advice given by Dave Ramsey regarding taking Social Security early and investing it in mutual funds. They explore the factors that need to be considered when making this decision, such as risk tolerance, income from other sources, and debt levels. They also address the concern of Social Security running out and the importance of seeking expert advice to make an informed decision. The conversation emphasizes the need for individualized retirement planning and not relying solely on blanket statements.

In this episode, Richard Warner of Warner Financial Solutions discusses common mistakes people make with their 401(k) plans and the importance of understanding and managing your investments. He emphasizes the need to educate yourself about the funds you're investing in and the internal costs associated with them. Richard also highlights the limitations of 401(k) plans and the benefits of exploring other investment options, such as IRAs. He advises listeners to regularly review and adjust their retirement portfolios to ensure they align with their goals and risk tolerance. for more information go to www.warnerfinancialsolutions.com

Financial Advisor Richard Warner of Warner Financial Solutions discusses the potential future of 401k and IRA accounts and the impact on retirement planning. The economists suggest that these accounts could be used to fix the Social Security problem by taxing the income from these accounts. The discussion explores the two sides of the argument and the potential consequences of changes to retirement accounts. It also highlights the importance of considering Roth accounts and the potential tax implications in retirement. The conversation emphasizes the need for early planning and understanding the tax implications of different retirement account options. www.warnerfinancialsolutions.com

Are you ready to bring in your retirement closer? Then dial up The Retirement Bullpen! With The Retirement Bullpen, hosts Richard Warner and Jeff Miles bring the professional perspective to planning your retirement. Visit the mound and listen to analysis of the latest financial trends, expert insights about the various factors affecting your retirement portfolio, and actionable advice you can’t afford to miss. Make your retirement a home run with Richard, Jeff and The Retirement Bullpen! for more information, check out Home | Warner Financial Solutions

The Retirement Bullpen Podcast with Richard Warner aims to help people with retirement planning and financial solutions. Richard Warner, the host, has been in business with Warner Financial Solutions since 2012 and has a passion for helping people. He draws parallels between his experience coaching baseball and retirement planning, emphasizing the importance of work ethic, discipline, and developing good habits. The podcast focuses on strategies for retirement accumulation, allocation, minimizing taxes, maximizing social security, and creating a predictable outcome for a comfortable retirement. The goal is to help listeners avoid financial struggles in retirement and enjoy their desired lifestyle. For more information, got to Home | Warner Financial Solutions

In this episode, Richard Warner discusses the importance of understanding and questioning fees in financial planning. He shares a story about a car rental fee that didn't make sense and relates it to unnecessary fees in investment portfolios. Richard emphasizes the need for individuals to be aware of the internal costs of their investments and to seek a second opinion if they have concerns. He also highlights the importance of educating clients about their portfolios and helping them understand what they are paying for. Overall, the episode emphasizes the need for transparency and awareness of fees in financial planning. For more information go to Home | Warner Financial Solutions

In this episode, Jeff Miles and Richard Warner discuss retirement savings and the misconception of needing a large sum of money to retire comfortably. They emphasize the importance of consistency in saving and starting early. They also discuss the tax implications of retirement savings and the benefits of converting pre-tax accounts to Roth IRAs. The conversation highlights the need for a comprehensive retirement plan that takes into account income replacement and tax strategies. For more information go to Home | Warner Financial Solutions