if you have a mortgage, you’re likely weighing up your next move after the Reserve Bank cut the Official Cash Rate from 4.25% to 3.75%. 

More than 80% of mortgages are due to refix this year, because most people have been opting for floating rates or short terms,  waiting for the right time to pounce as interest rates fell. 

So is that time now or should you continue to wait? 

This week, Nadine looks at what you should do with the founder of Squirrel Mortgages, John Bolton.

If you have a question you want answered, or a financial story to share, get in touch at nadine.higgins@nzme.co.nz