Retirement tax rules aren’t standing still and small changes now can have a big impact later. Prosperity Group’s Greg Elie and Patti Jaynes are joined by guest host Becky Swansburg, CEO of Stonewood Financial, for a deep dive into retirement tax strategies heading into 2026on this episode of My Money Is Safe with Greg Elie. The trio’s conversation covers why traditional IRAs and 401(k)s may leave retirees overexposed, how new rules on inherited IRAs and Medicare IRMAA charges can quietly drain income, and why today’s lower tax environment may represent a limited-time planning opportunity. With Becky’s background in Washington policy and retirement tax planning, this episode connects the dots between legislation, Medicare costs, Social Security taxation, and Roth conversion strategies—giving listeners a clearer roadmap for protecting income and reducing future tax surprises. Call 1-800-440-0434 or visit mymoneyissafe.com to schedule your free consultation with the team.

Retirement tax rules aren&rsquo;t standing still and small changes now can have a big impact later. Prosperity Group&rsquo;s Greg Elie and Patti Jaynes are joined by guest host Becky Swansburg, CEO of Stonewood Financial, for a deep dive into retirement tax strategies heading into 2026 on this episode of My Money Is Safe with Greg Elie. The trio&rsquo;s conversation covers why traditional IRAs and 401(k)s may leave retirees overexposed, how new rules on inherited IRAs and Medicare IRMAA charges can quietly drain income, and why today&rsquo;s lower tax environment may represent a limited-time planning opportunity. With Becky&rsquo;s background in Washington policy and retirement tax planning, this episode connects the dots between legislation, Medicare costs, Social Security taxation, and Roth conversion strategies&mdash;giving listeners a clearer roadmap for protecting income and reducing future tax surprises. Call 1-800-440-0434 or visit mymoneyissafe.com to schedule your free consultation with the team.

Greg Elie has been serving clients and retiree’s since 1990. He is licensed in life and health insurance in the states of South Carolina, North Carolina, Florida and Tennessee. Greg is well respected in the financial industry as a Complete Advisor. Being able to help Americans save taxes and reduce their risk in their retirement portfolios is what Greg specializes in. He has helped hundreds of clients’ have a more prosperous and less stressful retirement by showing them how to safely protect their assets from nursing home, medicaid, inflation and the ups and downs of the stock market. Greg offers support to clients by providing educational workshops for civic and church groups as well as other nonprofit organizations. He has given well over several hundred workshops throughout his career. Greg resides in Greenville and have been together for over 33 years. He has four children and one grand-daughter.

Greg Elie&nbsp;has been serving clients and retiree&rsquo;s since 1990. He is licensed in life and health insurance in the states of South Carolina, North Carolina, Florida and Tennessee. Greg is well respected in the financial industry as a Complete Advisor. Being able to help Americans save taxes and reduce their risk in their retirement portfolios is what Greg specializes in.&nbsp;He has helped hundreds of clients&rsquo;&nbsp;have a more prosperous and less stressful retirement by showing them how to safely protect their assets from nursing home, medicaid, inflation and the ups and downs of the stock market.&nbsp;Greg offers support to clients by providing educational workshops for civic and church groups as well as other nonprofit organizations. He has given well over several hundred workshops throughout his career.&nbsp;Greg resides in Greenville and have been together for over 33 years. He has four children and one grand-daughter.

My Money Is Safe with Greg Elie

Greg Elie has been serving clients and retiree’s since 1990. He is licensed in life and health insurance in the states of South Carolina, North Carolina, Florida and Tennessee. Greg is well respected in the financial industry as a Complete Advisor. Being able to help Americans save taxes and reduce their risk in their retirement portfolios is what Greg specializes in. He has helped hundreds of clients’ have a more prosperous and less stressful retirement by showing them how to safely protect their assets from nursing home, medicaid, inflation and the ups and downs of the stock market. Greg offers support to clients by providing educational workshops for civic and church groups as well as other nonprofit organizations. He has given well over several hundred workshops throughout his career. Greg resides in Greenville and have been together for over 33 years. He has four children and one grand-daughter.

My Money Is Safe

Retirement Tax Strategies for 2026

In this episode Greg urges retirees and pre-retirees to protect their savings amid rising inflation, persistent high living costs since COVID, and warnings of an impending market correction (likened to 2007-2008). Drawing on Peter Schiff's commentary, Greg predicts severe economic issues involving sovereign debt, dollar weakness, and a gold bull run (forecasting gold at $10,000/oz), while promoting "safe money" strategies like annuities for pension-like income (guaranteed, spouse-continuing, heir-passable, often tax-free via Roth conversions), accounts offering immediate bonuses (up to 45%), tax-harvesting/Roth opportunities, and gold allocation. He shares personal anecdotes, plays music (including his daughter Annie Elie's song "Phoenix"), criticizes over-reliance on market-exposed mutual funds (even conservative ones) for older clients, and repeatedly invites listeners to call 1-800-808-5514, email info@mymoneyisafe.com, visit mymoneyisafe.com for shows/books ("Prosperity Plan ABCs"), or seek consultations for second opinions and customized retirement protection. 

In this episode Greg urges retirees and pre-retirees to protect their savings amid rising inflation, persistent high living costs since COVID, and warnings of an impending market correction (likened to 2007-2008). Drawing on Peter Schiff's commentary, Greg predicts severe economic issues involving sovereign debt, dollar weakness, and a gold bull run (forecasting gold at $10,000/oz), while promoting "safe money" strategies like annuities for pension-like income (guaranteed, spouse-continuing, heir-passable, often tax-free via Roth conversions), accounts offering immediate bonuses (up to 45%), tax-harvesting/Roth opportunities, and gold allocation. He shares personal anecdotes, plays music (including his daughter Annie Elie's song "Phoenix"), criticizes over-reliance on market-exposed mutual funds (even conservative ones) for older clients, and repeatedly invites listeners to call 1-800-808-5514, email info@mymoneyisafe.com, visit mymoneyisafe.com for shows/books ("Prosperity Plan ABCs"), or seek consultations for second opinions and customized retirement protection.&nbsp;

Don't Let the Financial Weather be a Tax Snowball for You

When the market is up, most people do nothing. But according to Greg Elie and Patti Jaynes, that may be the most dangerous time to ignore your retirement strategy. On this episode of My Money Is Safe with Greg Elie, they dive into the timely topic of reallocations and Roth strategies—and why now may be a critical moment for retirees and pre-retirees to act. Greg breaks down how market gains, political disruption, and looming tax increases can quietly put retirement savings at risk if left unmanaged. Together, Greg and Patti discuss the psychology of greed, the importance of taking profits, and how strategic reallocations can help protect assets while creating pension-like, lifetime income for both spouses. The conversation also explores Roth conversions, tax-efficient planning, and innovative strategies that may even help offset the cost of taxes—without market risk. If you’re wondering whether it’s time to lock in gains or reduce future tax exposure, reach out to the Prosperity Group team for a complimentary conversation at 800-808-5514 or visit mymoneyisafe.com to explore tools, resources, and next steps.

When the market is up, most people do nothing. But according to Greg Elie and Patti Jaynes, that may be the most dangerous time to ignore your retirement strategy. On this episode of My Money Is Safe with Greg Elie, they dive into the timely topic of reallocations and Roth strategies&mdash;and why now may be a critical moment for retirees and pre-retirees to act. Greg breaks down how market gains, political disruption, and looming tax increases can quietly put retirement savings at risk if left unmanaged. Together, Greg and Patti discuss the psychology of greed, the importance of taking profits, and how strategic reallocations can help protect assets while creating pension-like, lifetime income for both spouses. The conversation also explores Roth conversions, tax-efficient planning, and innovative strategies that may even help offset the cost of taxes&mdash;without market risk. If you&rsquo;re wondering whether it&rsquo;s time to lock in gains or reduce future tax exposure, reach out to the Prosperity Group team for a complimentary conversation at 800-808-5514 or visit mymoneyisafe.com to explore tools, resources, and next steps.

Reallocations And Roths

Is now the best time to convert your IRA to a Roth? In this episode of My Money Is Safe with Greg Elie, hosts Greg Elie and Patti Jaynes break down a time-sensitive Roth conversion strategy that may allow retirees and high-income earners to move qualified money into tax-free accounts while potentially offsetting the tax bill. Greg explains why the years ahead could represent a limited planning window, how updated Roth contribution and catch-up rules come into play, and why market highs may present an ideal moment to rebalance and reallocate. From inflation concerns and income planning to Roth conversions and tax-free retirement buckets, this episode delivers practical insights for those who want to reduce future tax exposure and create more predictable, long-term income. To learn how these strategies may apply to your situation, visit mymoneyisafe.com or call the Prosperity Group at 800-808-5514 to schedule a conversation with the team.

Is now the best time to convert your IRA to a Roth? In this episode of My Money Is Safe with Greg Elie, hosts Greg Elie and Patti Jaynes break down a time-sensitive Roth conversion strategy that may allow retirees and high-income earners to move qualified money into tax-free accounts while potentially offsetting the tax bill. Greg explains why the years ahead could represent a limited planning window, how updated Roth contribution and catch-up rules come into play, and why market highs may present an ideal moment to rebalance and reallocate. From inflation concerns and income planning to Roth conversions and tax-free retirement buckets, this episode delivers practical insights for those who want to reduce future tax exposure and create more predictable, long-term income. To learn how these strategies may apply to your situation, visit mymoneyisafe.com or call the Prosperity Group at 800-808-5514 to schedule a conversation with the team.

Retirement Tax Strategies for 2026

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