Social Security and the Income Gap

Take Advantage of the Market conditions through proper reallocation

On this episode of My Money Is Safe, Greg Elie and Patti Jaynes urge listeners to capitalize on the stock market’s recent record highs by reallocating rather than chasing further gains. They note that while the S&P has notched new peaks amid a “Trump economy,” average retirees face real pressure fr…

What is your Social Security Strategy

On this episode of My Money Is Safe, host Greg Elie of Prosperity Group and Patti Jaynes focus on Social Security claiming strategies, reviewing the basics that benefits are based on a worker’s 35 highest-earning years, require roughly 40 credits (about 10 years of work), and can be claimed from ag…

Do you want to depend on the volatility wheel for your retirement?

On the My Money is Safe show, host Greg Elie of Prosperity Group, joined by Patti Jaynes and Dan Puck, warns retirees and near-retirees against letting extreme market volatility dictate their plans. They argue that an 18-year bull market since 2008 has left many younger advisors unprepared for down…

Warning Signs in the Economy

On this episode of My Money Is Safe, Greg Elie and Patti Jaynes focus on economic warning signs they say retirees should not ignore just because stocks are near highs. They cite local strain in Greenville (businesses closing, layoffs, housing costs that block people from moving home) and a Business…

You're retired, but do you have catastrophic healthcare?

On this episode of My Money Is Safe, Greg Elie and Patti Jaynes focus on long-term care as “catastrophic insurance” most retirees lack, citing that about 70% of people turning 65 will need some form of paid or unpaid care, with typical stays of 2.5 years for men and 3.5 years for women and annual c…

Don’t Just Survive Inflation—Profit From It

On this episode of My Money Is Safe, Greg Elie and Patti Jaynes frame high inflation as something retirees can use rather than only endure. They highlight accounts that can add close to 30% to a retirement balance immediately (for example, $100,000 becoming about $130,000 on day one, with later gro…

Now is the Perfect time to take advantage of a Retirement Opportunity

On this episode of My Money Is Safe, Greg Elie and Patti Jaynes argue that record market highs—amid wars, political gridlock, and looming midterms—create a timely window to lock in gains rather than stay fully exposed to what they call a historic bubble. They highlight accounts that can add an imm…

In-Service Rollover: Lock In your Gains Before the Next Correction

On this episode of the My Money Is Safe Show, Greg Elie and Patti Jaynes explain why an in-service rollover—typically available at age 59½ or after a job change—can be a powerful way to move some or all of a 401(k) into an IRA without closing the plan or triggering taxes. They argue that after str…

Cashing in your harvest with a Roth strategy

In this episode entitled “Cashing in Your Harvest with a Roth Strategy,” Greg Elie and Patti Jaynes of The Prosperity Group stress taking advantage of currently low tax rates (the lowest in years) to convert taxable retirement savings into tax-free growth while locking in market gains. They warn of…