What if the biggest retirement mistake isn’t spending too much, but spending too little? Patrick Keenan explores why many retirees become so focused on preserving wealth that they miss opportunities to enjoy it. From inflation fears and market uncertainty to longevity concerns and emotional decision-making, Pat explains how a well-structured retirement plan can help create confidence around spending. He shares real-world observations about retirees who save excessively, those who spend too aggressively, and why finding the right balance can make all the difference in retirement.