Are scary market headlines putting your retirement decisions on edge? Patrick Keenan discusses why reacting to predictions, volatility, and fear can create challenges for retirees and those approaching retirement. He explores the role of market exposure, cash and insurance products, and explains how his “bucket” approach separates assets based on their purpose and timing. Plus, Patrick shares key questions to consider about spending, investment risk, savings, and building a retirement plan rather than simply accumulating retirement accounts.