Patrick and Cyrus discuss everything from the small plug-in devices that record driving habits to the smartphone apps secretly sharing data with insurance firms and other third parties. They explore how these technologies evaluate driving behavior, shopping habits, and potentially affect insurance rates.

The Patrick Madrid Show: January 15, 2026 - Hour 1
48:19

The Patrick Madrid Show: January 15, 2026 - Hour 2
49:09

The Patrick Madrid Show: January 15, 2026 - Hour 3
48:34