Meet Sarbvir Singh

Life Shaping Upbringing

Why India Is Underinsured

Trust And Literacy Gap

 Policybazaar Growth Engine

Why Build PB Health

Fixing Claims And Processes

GST Premium Impact

Insuring Home Loan Liabilities

PaisaBazaar Credit Pivot

PaisaBazaar Reset Plan

PB Pay Insurance Payments

 Regulation and Compliance

FDI and Market Shifts

 PolicyBazaar Role and Data

UAE and NRI Expansion

 Commission Reform Debate

Mis-selling and Product Clarity

AI in Underwriting

Specialist Insurers and MGAs

Trust and Competition Ahead

Closing Credits

India’s insurance industry is changing faster than ever. New regulations, 100% FDI, AI-powered underwriting, rising medical inflation and Policybazaar’s expansion into healthcare through PB Health are reshaping how Indians will buy—and use—insurance.

In this episode of The Morning Brief, ET’s Anirban Chowdhury speaks with Sarbvir Singh, Joint Group CEO of PB Fintech, on why India remains underinsured, how health insurance is evolving, whether claims can become less painful, the future of retirement planning, and the biggest reforms set to transform the sector over the next five years

India&rsquo;s insurance industry is changing faster than ever. New regulations, 100% FDI, AI-powered underwriting, rising medical inflation and Policybazaar&rsquo;s expansion into healthcare through PB Health are reshaping how Indians will buy&mdash;and use&mdash;insurance.
In this episode of The Morning Brief, ET&rsquo;s Anirban Chowdhury speaks with Sarbvir Singh, Joint Group CEO of PB Fintech, on why India remains underinsured, how health insurance is evolving, whether claims can become less painful, the future of retirement planning, and the biggest reforms set to transform the sector over the next five years

To make sense of the week’s hottest stories in business, economy, politics and markets, journalists from the Economic Times chat with reporters and industry leaders in this thrice-weekly (Tuesday, Thursday, Friday) podcast.

The Morning Brief

The Future of Insurance in India | Sarbvir Singh of PB Fintech

Love After Sixty

A Friendship Rekindled

Living Together Separately

The Inheritance Question

When Kids Get Uneasy

 Lawyers on Ring Fencing

Silver Singles Go Online

Trusts and Second Chapters

Protecting Love and Wealth

Love can arrive at any age. But when it arrives after 60, it often comes with decades of accumulated wealth, grown-up children and expectations about inheritance. As more Indians seek companionship, remarry or choose live-in relationships later in life, families are confronting difficult questions around homes, wills, trusts and succession. Based on Lijee Philip’s report, this episode explores India’s emerging world of silver romance—and the financial negotiations that accompany it. Can older Indians build a new life without unsettling the families and fortunes built in the old one? And can love and inheritance peacefully coexist? Lijee Philp reports, Anirban Chowdhury narrates.

Love can arrive at any age. But when it arrives after 60, it often comes with decades of accumulated wealth, grown-up children and expectations about inheritance. As more Indians seek companionship, remarry or choose live-in relationships later in life, families are confronting difficult questions around homes, wills, trusts and succession. Based on Lijee Philip&rsquo;s report, this episode explores India&rsquo;s emerging world of silver romance&mdash;and the financial negotiations that accompany it. Can older Indians build a new life without unsettling the families and fortunes built in the old one? And can love and inheritance peacefully coexist? Lijee Philp reports, Anirban Chowdhury narrates.

ET Deep Dive: Love, Inheritance & the Second Innings

India Faces Oil Shock

Why Gulf Crude Costs More

Russian Discounts Vanish

Freight Costs And Supply Crunch

Refiner Margins And Break Even

Who Pays Government Consumers

Diversifying Beyond The Gulf

What Brings Prices Down

Wrap Up Key Takeaways

Brent above $90 doesn’t tell the full story of India’s oil bill. Tight physical supplies have pushed some Gulf crude to a hefty premium, while the Russian discounts that helped Indian refiners after the Ukraine war have largely vanished. Disruptions in West Asia have also forced India to source more oil from farther-flung suppliers, adding freight costs. Anirban Chowdhury speaks to ICRA’s, senior VP and Co-Group Chair Prashant Vasisht about why the physical crude market has diverged from benchmark prices, what it means for refinery and marketing margins, whether consumers could eventually feel the pain, and what could bring India’s crude costs down. Listen in

Brent above $90 doesn&rsquo;t tell the full story of India&rsquo;s oil bill. Tight physical supplies have pushed some Gulf crude to a hefty premium, while the Russian discounts that helped Indian refiners after the Ukraine war have largely vanished. Disruptions in West Asia have also forced India to source more oil from farther-flung suppliers, adding freight costs. Anirban Chowdhury speaks to ICRA&rsquo;s, senior VP and Co-Group Chair Prashant Vasisht about why the physical crude market has diverged from benchmark prices, what it means for refinery and marketing margins, whether consumers could eventually feel the pain, and what could bring India&rsquo;s crude costs down. Listen in

India’s Costly Crude Problem

August 31 Deadline Shift

Who Must File By August

Tax Audit Thresholds Explained

F&O And Freelance Rules

Pick The Right ITR

F&O Turnover Calculation

Reconcile AIS And Records

 ITR 3 Vs ITR 4

Presumptive Tax Basics

Costly Filing Mistakes

Missing Deadline Consequences

Final Takeaways And Wrap

India’s tax calendar looks different this year. While most salaried taxpayers wrapped up their returns by July 31, taxpayers with certain business or professional income have until August 31. But who exactly qualifies? What happens if you earn a salary alongside income from F&O trading, consulting, freelancing or content creation? Which ITR should you file, and how is F&O turnover calculated? In this episode of The Morning Brief, ET Wealth’s Preeti K talks to with Aarti Raote, Partner, Deloitte about ITR-3 versus ITR-4, presumptive taxation, reconciling AIS and brokerage statements, and the expensive mistakes taxpayers should avoid before the deadline. Listen in.

India&rsquo;s tax calendar looks different this year. While most salaried taxpayers wrapped up their returns by July 31, taxpayers with certain business or professional income have until August 31. But who exactly qualifies? What happens if you earn a salary alongside income from F&amp;O trading, consulting, freelancing or content creation? Which ITR should you file, and how is F&amp;O turnover calculated? In this episode of The Morning Brief, ET Wealth&rsquo;s Preeti K talks to with Aarti Raote, Partner, Deloitte about ITR-3 versus ITR-4, presumptive taxation, reconciling AIS and brokerage statements, and the expensive mistakes taxpayers should avoid before the deadline. Listen in.

Who Must File Their ITR by August 31?

The Future of Insurance in India | Sarbvir Singh of PB Fintech

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