The Hidden Risks of Outdated Insurance Cover

Insurance only works when it evolves with your life. From rising incomes and growing debt to children, career changes and mounting premiums, reviewing your cover regularly can mean the difference between being properly protected and paying for insurance that no longer fits your needs.  The Bongior…

Federal Budget 2026 - What It Means For You

The Federal Budget could reshape the financial landscape for doctors, business owners and investors for years to come. While none of the major reforms are law yet, the proposed changes to capital gains tax, negative gearing and discretionary trusts have already sparked urgent conversations across t…

Federal Budget 2026: important takeaways for medical professionals

The 2026–27 Federal Budget may prove to be one of the most significant tax turning points in decades.  In this special budget breakdown is our panel of tax and wealth specialists from the Bongiorno National Network. To unpack the significant changes to capital gains tax, negative gearing and discr…

Federal Budget 2026-27: What It Means For You

The Federal Budget could reshape the financial landscape for doctors, business owners and investors for years to come. While none of the major reforms are law yet, the proposed changes to capital gains tax, negative gearing and discretionary trusts have already sparked urgent conversations across t…

How a Surgeon Shaped Her Career, Family and Financial Future

Success in medicine is rarely linear. It is shaped by timing, trade-offs and the support systems around you. Bongiorno Group Director Nick Fennessy speaks with orthopaedic surgeon Dr Tharsa Thillainadesan about and building her career while raising a young family. She reflects on the role of mentor…

How to Structure Your Investments PART 2: Individual vs Trust Ownership

In part two of this series on investment structures, the Bongiorno Group’s Ricky Caldow and Mitch McKeown examine company structures and superannuation.  Companies can provide asset protection and tax deferral opportunities, while also outlining the limitations, including the absence of capital ga…

How to Structure Your Investments PART 1: Individual vs Trust Ownership

The structure used to hold an investment can have a significant long-term impact on tax, flexibility, asset protection and wealth creation outcomes. Two people can invest in exactly the same asset and achieve very different financial results simply because of how those investments were structured f…

Overseas Fellowships, Tax Residency and ATO Obligations

Planning an overseas fellowship can shape a medical career, but poor tax planning can create expensive surprises. From tax residency and worldwide income to investment properties, private health insurance and double tax agreements, the financial implications of working overseas are often misunderst…

Property Update Part 3: The national market

Strong rental demand and infrastructure investment are reshaping Australia’s property landscape beyond Victoria, but elevated prices and rising optimism warrant caution. Property strategist Julian Muldoon of 1Group and the Bongiorno Group’s Ricky Caldow examine the momentum across Queensland, Sydne…

Property Update Part 2: The Victorian commercial market

Long-term wealth in property is built on strategic asset selection, not short-term sentiment. Property advisor Julian Muldoon of 1Group, joins the Bongiorno Group’s Ricky Caldow to examine the Victorian commercial property landscape. They explore the case for light industrial assets, the challenges…