SMSF & super fund: Are you too conservative? Essential long-term investment portfolio tips

Whether you are with a big super fund - or run your own SMSF -  the outstanding risk for your long-term return is whether your portfolio is appropriate for your age? 

Whether you are with a big super fund - or run your own SMSF -  the outstanding risk for your long-term return is whether your portfolio is appropriate for your age? The chances are that you are being too conservative because you are going to live a lot longer than you realise.  

Anna Shelley, chief investment officer at AMP joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:
Are you taking enough risk?
The end of traditional age-based rules for investors
A new era of inflation could shrink your spending power
Getting to know the 'bucket strategy'

Whether you are with a big super fund - or run your own SMSF -&nbsp; the outstanding risk for your long-term return is whether your portfolio is appropriate for your age? The chances are that you are being too conservative because you are going to live a lot longer than you realise.&nbsp;&nbsp;
Anna Shelley, chief investment officer at AMP joins Associate Editor - Wealth, James Kirby in this episode.
In today's show, we cover:
<ul>
<li>Are you taking enough risk?</li>
<li>The end of traditional age-based rules for investors</li>
<li>A new era of inflation could shrink your spending power</li>
<li>Getting to know the 'bucket strategy' </li>
</ul>

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au. 

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at <a href="mailto:themoneypuzzle@theaustralian.com.au">themoneypuzzle@theaustralian.com.au</a>.&nbsp;

The Australian’s Money Puzzle covers all important finance and property topics.

The Money Puzzle

Every week, The Australian's James Kirby delivers two power-packed episodes featuring in-depth analysis of property markets and smart money-making strategies.

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au.

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.

Why you must take more risk for longer than you think 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/97b0b2c4-844e-41ce-8685-b3e8002438f0/transcript

Why the oil shock is turning investors back to the ASX

One of the first moves is a distinct retreat from Wall Street back to the ASX, as investors seek mining and energy stocks along with blue chips that can deliver reliable dividends.

What are investors doing in reaction to the shocking turn in markets during the first three months of 2026? 

One of the first moves is a distinct retreat from Wall Street back to the ASX, as investors seek mining and energy stocks along with blue chips that can deliver reliable dividends. It's early days but we are also seeing a pick-up in defensive investments such as infrastructure and a little less enthusiasm for gold.

David Bassanese, chief economist at ETF provider Betashares, joins Associate Editor, James Kirby in this episode.

In today's show, we cover:
The surprise swing back to the ASX
Where to invest now?
The continuing case for gold (despite a bad run)
CGT - To grandfather or not to grandfather? 

What are investors doing in reaction to the shocking turn in markets during the first three months of 2026?&nbsp;
One of the first moves is a distinct retreat from Wall Street back to the ASX, as investors seek mining and energy stocks along with blue chips that can deliver reliable dividends. It's early days but we are also seeing a pick-up in defensive investments such as infrastructure and a little less enthusiasm for gold.
David Bassanese, chief economist at ETF provider Betashares, joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
<ul>
<li>The surprise swing back to the ASX</li>
<li>Where to invest now?</li>
<li>The continuing case for gold (despite a bad run)</li>
<li>CGT - To grandfather or not to grandfather?&nbsp;</li>
</ul>

Bringing it all back home - Why the oil shock is turning investors back to the ASX

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/cd10724d-7748-4e3a-959a-b41e00224148/transcript

How wealthy investors are dealing with the Iran crisis

If you want to get advice from today's guest, Ben James of Escala Partners, you need to have at least $5m in your investment portfolio. In other words, his clients are strictly from the top end of town. So what have his clients been doing since the Iran crisis broke in February, and what is he telling them to do next?

If you want to get advice from today's guest, Ben James of Escala Partners, you need to have at least $5m in your investment portfolio. In other words, his clients are strictly from the top end of town. So what have his clients been doing since the Iran crisis broke in February, and what is he telling them to do next?

Ben James, CEO of Escala Partners, joins Associate Editor, James Kirby in this episode 

In today's show, we cover:
The inflation shock to markets and what you must do next?
Liquidity beyond cash for the everyday investor
The next hot spots for active investors 
Are dividends vulnerable in the months ahead 

If you want to get advice from today's guest, Ben James of Escala Partners, you need to have at least $5m in your investment portfolio. In other words, his clients are strictly from the top end of town. So what have his clients been doing since the Iran crisis broke in February, and what is he telling them to do next?
Ben James, CEO of Escala Partners, joins Associate Editor, James Kirby in this episode&nbsp;
In today's show, we cover:
<ul>
<li>The inflation shock to markets and what you must do next?</li>
<li>Liquidity beyond cash for the everyday investor</li>
<li>The next hot spots for active investors&nbsp;</li>
<li>Are dividends vulnerable in the months ahead&nbsp; </li>
</ul>

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/0bfdbda4-f140-4a13-abc0-b4190046e368/transcript

Impacts of buyer's agents on property investors and regional markets

Buyer's agents armed with rubber-stamp qualifications are herding investors into overpriced regional hot spots just in time for a looming wave of rate rises...it's an accident waiting to happen.

Buyer's agents armed with rubber-stamp qualifications are herding investors into overpriced regional hot spots just in time for a looming wave of rate rises...it's an accident waiting to happen.

Veronica Morgan from Good Deeds Property Advisors joins Associate Editor, James Kirby in this episode.

In today's show, we cover
A warning for investors buying outside their home markets 
The off-the-shelf buyer's agent qualification you should know about 
Crunch looms for first home buyers on the 5% home deposit scheme
Why property owners may sell up prior to CGT Budget change 

Buyer's agents armed with rubber-stamp qualifications are herding investors into overpriced regional hot spots&nbsp;just in time for a looming wave of rate rises...it's an accident waiting to happen.
Veronica Morgan from Good Deeds Property Advisors joins Associate Editor, James Kirby in this episode.
In today's show, we cover
<ul>
<li>A warning for investors buying outside their home markets&nbsp;</li>
<li>The off-the-shelf buyer's agent qualification you should know about&nbsp;</li>
<li>Crunch looms for first home buyers on the 5% home deposit scheme</li>
<li>Why property owners may sell up prior to CGT Budget change&nbsp;</li>
</ul>

'Pump and dump' warning for interstate property investors 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/55f8244d-7d9f-40f8-98ce-b41700298059/transcript

Why you must take more risk for longer than you think

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