Inside the advice sector, they call it ‘the sweet spot’: The perfect amount of money to have in super that also guarantees you access to a government pension. With the majority of Australians accessing full or part-time pensions, it’s a big game and the rules have been clear for a long time.

But those ‘pension access’ rules may soon be overhauled as the government launches a major tax review this month at the so-called ‘productivity summit.

Hugh Robertson of Centaur Financial Services joins Associate Editor - Wealth James Kirby in this episode.

In today's show, we cover...

• The retirement sweet spot for optimising pension access
• The retirement black spot - just missing out on a pension 
• Why the pension asset test may soon be tightened
• Dividend Reinvestment Plans - Not for everyone