One of the most popular features of the Money Puzzle podcast has been listener questions which we read on air: Now we want to hear you asking your questions! We're asking listeners to send in a voice memo from their phone and share it on the show to themoneypuzzle@theaustralian.com.au.

Also in today's show, we cover the problem with quirky properties. Buyer's advocate Cate Bakos warns lovers of converted churches and renovated show factories that standing out from the crowd is not always profitable. Bakos explains what makes a property valuable : It appeals to the widest possible audience.

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In today's show, we cover:

• Irregular properties - quirky can be costly 
• Closed tenders - Good or bad?
• Tricky tax arrangements around 'granny flats'
• Why lending rates will keep falling