This week we ask how will the new super changes work? And we meet a real-life 'millionaire next door’ (Australian style). Plus, we get to grips with new super tax changes, discuss borrowing for shares at mortgage rates and how Australian shares are falling behind Wall Street again.

Questions for the podcast are always welcome to moneycafe@theaustralian.com.au

James Gerrard of www.financialadvisor.com.au is wealth editor James Kirby‘s guest on this week’s show