Private credit crisis: what's on the line for Australian super funds and investors?

The private credit boom is having a shake-out: But not before many Australian investors - and big super funds - placed a lot of money into what has been, until very recently, a boom business. 

The private credit boom is having a shake-out: But not before many Australian investors - and big super funds - placed a lot of money into what has been, until very recently, a boom business. What's on the line and where is the exposure? 

Andy Darroch of Independent Financial Advice joins Associate Editor, James Kirby in this episode.

In today's show, we cover:
The problems plaguing private credit
How local wealth managers and big funds are linked with the crisis
Liquidity - If you did not know what it meant, you will now
How to assess private credit as an asset class from here 

The private credit boom is having a shake-out: But not before many Australian investors - and big super funds - placed a lot of money into what has been, until very recently, a boom business. What's on the line and where is the exposure?&nbsp;
Andy Darroch of Independent Financial Advice joins Associate Editor, James Kirby in this episode.
In today's show, we cover:
<ul>
<li>The problems plaguing private credit</li>
<li>How local wealth managers and big funds are linked with the crisis</li>
<li>Liquidity - If you did not know what it meant, you will now</li>
<li>How to assess private credit as an asset class from here&nbsp;</li>
</ul>

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au. 

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at <a href="mailto:themoneypuzzle@theaustralian.com.au">themoneypuzzle@theaustralian.com.au</a>.&nbsp;

The Australian’s Money Puzzle covers all important finance and property topics.

The Money Puzzle

Every week, The Australian's James Kirby delivers two power-packed episodes featuring in-depth analysis of property markets and smart money-making strategies.

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au.

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.

Private credit - How bad is this going to get? 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/4b925c90-f167-4b20-bec9-b435005cccfc/transcript

Beaten by the T&Cs: why over 40 per cent of savers don't get a rate rise

The upside of higher interest rates is that you might get more on your money in the bank. But it turns out that anyone who uses a 'bonus' account (which is where the banks offer the best rates) must satisfy the terms and conditions each month.

The upside of higher interest rates is that you might get more on your money in the bank. But it turns out that anyone who uses a 'bonus' account (which is where the banks offer the best rates) must satisfy the terms and conditions each month.And guess what?  More than 40 per cent of savers in this category don't meet their T&Cs each month - that means they don't get the rate rise. With rates rising it’s time to get across the numbers. 

In today's show, we cover:

Sally Tindall, data insights director at Canstar joins Associate Editor, James Kirby in this episode.

In today's show, we cover:


The best cash and borrowing rates in the market
How the other half gets short-changed - with bonus rates
Should you ever use a bank you never heard of?
The NDIS...is there a way out of the mess for the government? 

 

The upside of higher interest rates is that you might get more on your money in the bank. But it turns out that anyone who uses a 'bonus' account (which is where the banks offer the best rates) must satisfy the terms and conditions each month.And guess what?&nbsp; More than 40 per cent of savers in this category don't meet their T&amp;Cs each month - that means they don't get the rate rise. With rates rising it&rsquo;s time to get across the numbers.&nbsp; In today's show, we cover:
Sally Tindall, data insights director at Canstar joins Associate Editor, James Kirby in this episode.
In today's show, we cover: 
<ul>
<li>The best cash and borrowing rates in the market</li>
<li>How the other half gets short-changed - with bonus rates</li>
<li>Should you ever use a bank you never heard of?</li>
<li>The NDIS...is there a way out of the mess for the government?&nbsp;</li>
</ul>
&nbsp;

What you should be paying on your borrowings (and getting on your cash) 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/48d6f2a3-896d-4654-a6b3-b433006848b5/transcript

Maximize your fy 2026 tax deductions: transport, wfh, and super tips

You've only got a few months to go before the end of the financial year: It's time to plan your tax returns...and yes, this year - with soaring transport costs and changing super caps - it will be different.

You've only got a few months to go before the end of the financial year: It's time to plan your tax returns...and yes, this year - with soaring transport costs and changing super caps - it will be different.

'Mr Taxman' Dr Adrian Raftery author and tax adviser joins Associate Editor, James Kirby in this episode 

In today's show, we cover:
Don't miss the chance to claim your soaring transport costs 
How to optimise your work from home deductions
The excellent deal available to anyone leasing an electric car
Why superannuation is not the only deduction for the salaried investor 

You've only got a few months to go before the end of the financial year: It's time to plan your tax returns...and yes, this year - with soaring transport costs and changing super caps - it will be different.
'Mr Taxman' Dr Adrian Raftery author and tax adviser joins Associate Editor, James Kirby in this episode&nbsp;
In today's show, we cover:
<ul>
<li>Don't miss the chance to claim your soaring transport costs&nbsp;</li>
<li>How to optimise your work from home deductions</li>
<li>The excellent deal available to anyone leasing an electric car</li>
<li>Why superannuation is not the only deduction for the salaried investor&nbsp; </li>
</ul>

Your top tax hacks for FY 2026 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/0ce7130d-0ecd-44cf-a8b6-b42e0054bf6a/transcript

Rental market shock: Why residential rental income is rising (again) despite flat forecasts

Property investors are suddenly grappling with a reshaped market where forecasts have been turned upside down

It was not supposed to happen this year: Vacancy rates were meant to rise in 2026 and income was expected to flatten…not at all. Property investors are suddenly grappling with a reshaped market where forecasts have been turned upside down.

Louis Christopher of SQM Research joins Associate Editor James Kirby in this episode.

In today’s episode, we cover:
As you were! The upset trend of the year for property investors 
The downgrades keep coming for house prices
CGT looks set to increase
Will a two-property negative gearing limit hurt?

It was not supposed to happen this year: Vacancy rates were meant to rise in 2026 and income was expected to flatten&hellip;not at all.&nbsp;Property investors are suddenly grappling with a reshaped market where forecasts have been turned upside down.
Louis Christopher of SQM Research joins Associate Editor James Kirby in this episode.
In today&rsquo;s episode, we cover:
<ul>
<li>As you were! The upset trend of the year for property investors&nbsp;</li>
<li>The downgrades keep coming for house prices</li>
<li>CGT looks set to increase</li>
<li>Will a two-property negative gearing limit hurt?</li>
</ul>

Why residential rental income is about to move higher (again) 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/e6c0a4e1-ec88-4292-b94f-b42c009b37d5/transcript

Private credit - How bad is this going to get?

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