The Federal government is pushing big super funds into the housing market: That market is currently dominated by 'mum and dad' investors - Would big funds do better? Overseas experience of major institutional ownership of housing shows that rents rise when big funds buy into housing because they need a higher running yield. In turn, traditional buyers get priced out.

Nerida Conisbee, chief economist at Ray White joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• The risk of letting big funds into housing
• Universal 5 per cent Home Deposit to launch early
• Investors monitor accelerated housing incentives
•  Good news for renovators - the replacement cost is back to normal