ASIC Commissioner Alan Kirkland is the top cop for consumers in the investment markets - and he wants you to know that those superannuation calculators that suggest you need very large amounts of money to retire can be unreliable.In Kirkland's view, those calculations often tend to be too high.Sure, aspire to having as much as you can in super -  but don't believe all you read... especially if it's compiled by someone who gets paid for getting your money on the books.

ASIC Commissioner Alan Kirkland joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• What you need to know about superannuation calculators 
• The First Guardian Super Fiasco - can we stop it happening again?
• A fresh warning on the private credit boom
• Moneysmart updates its offering