Should you ever buy property off the plan?

If buying off the plan property is so long associated with later problems, why do investors ever do it?

If buying off the plan property is so long associated with later problems, why do investors ever do it?
Today we take a look at the value proposal offered by off the plan property with its discounts, tax breaks and guarantees...


In today's show, we cover...
The best and worst of off the plan investments
Who is offering the guarantee?
Buying through Self-Managed Super funds
A listener wants to construct their own index fund.

James Gerrard of www.financialadviser.com.au joins Associate Editor - Wealth, James Kirby in this episode 

If buying off the plan property is so long associated with later problems, why do investors ever do it? Today we take a look at the value proposal&nbsp;offered by off the plan property with its discounts, tax breaks and guarantees...
 In today's show, we cover...
<ul>
<li>The best and worst of off the plan investments</li>
<li>Who is offering the guarantee?</li>
<li>Buying through Self-Managed Super funds</li>
<li>A listener wants to construct their own index fund.</li>
</ul>
James Gerrard of&nbsp;<a href="http://www.financialadviser.com.au/" data-saferedirecturl="https://www.google.com/url?q=http://www.financialadviser.com.au&amp;source=gmail&amp;ust=1752645847137000&amp;usg=AOvVaw0dNA8_Z7_1EEQAhK1Gum8P">www.financialadviser.com.au</a>&nbsp;joins Associate Editor - Wealth, James Kirby in this episode&nbsp;

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au. 

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at <a href="mailto:themoneypuzzle@theaustralian.com.au">themoneypuzzle@theaustralian.com.au</a>.&nbsp;

The Australian’s Money Puzzle covers all important finance and property topics.

The Money Puzzle

Every week, The Australian's James Kirby delivers two power-packed episodes featuring in-depth analysis of property markets and smart money-making strategies.

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au.

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.

Buying off the plan property - should you ever? 

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In this episode of The Money Puzzle, The Australian’s Wealth Editor, Julie-anne Sprague, unpacks what it takes to be a great investor with one of the nation's top stockpickers, Jun Bei Liu. How did Liu learn to invest? What did she learn when things went wrong and what's her advice for everyday investors wanting to build their wealth?

Jun Bei Liu of Ten Cap joins Wealth Editor Julie-anne Sprague in this episode.

Please note, this is a repeat episode of The Money Puzzle. It originally aired in December 2024.

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Please note, this is a repeat episode of The Money Puzzle. It originally aired in December 2024.

Summer series: Investing Secrets from $1.5bn Fund Manager Jun Bei Liu

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/5d680abe-a9c8-4b85-8f58-b3b6001ccabb/transcript

Is your home the worst investment you’ll ever make?

If it wasn’t said by a top financial adviser, you might dismiss it as a quote out of context, but  Partners Wealth Group Jack Tossol is not kidding: He says a generation that has ‘sunk everything’ into the family home will miss the chance to have a successful tax-deductible investment plan.

If it wasn’t said by a top financial adviser, you might dismiss it as a quote out of context, but  Partners Wealth Group Jack Tossol is not kidding: He says a generation that has ‘sunk everything’ into the family home will miss the chance to have a successful tax-deductible investment plan.

It’s a provocative notion, challenging die-hard principles of money management, but with house prices moving higher again...you have to listen.

Financial adviser Jack Tossol of Partners Wealth Group joins Associate Editor - Wealth, James Kirby,  in this episode.

In today’s show, we cover


No tax deduction, no income…Is home ownership overrated?


Why ‘Rentvesting’ is worth revisiting


Are you facing decades of ‘dead money' in your home mortgage?


Challenging the ‘retirement sweet spot’

Please note, this is a repeat episode of The Money Puzzle. It originally aired in August 2025.

If it wasn&rsquo;t said by a top financial adviser, you might dismiss it as a quote out of context, but &nbsp;Partners Wealth Group Jack Tossol is not kidding: He says a generation that has &lsquo;sunk everything&rsquo; into the family home will miss the chance to have a successful tax-deductible investment plan.
It&rsquo;s a provocative notion, challenging die-hard principles of money management, but with house prices moving higher again...you have to listen.
Financial adviser Jack Tossol of Partners Wealth Group joins Associate Editor - Wealth, James Kirby,&nbsp; in this episode.
In today&rsquo;s show, we cover
<ul>
<li dir="ltr">
No tax deduction, no income&hellip;Is home ownership overrated?
</li>
<li dir="ltr">
Why &lsquo;Rentvesting&rsquo; is worth revisiting
</li>
<li dir="ltr">
Are you facing decades of &lsquo;dead money' in your home mortgage?
</li>
<li dir="ltr">
Challenging the &lsquo;retirement sweet spot&rsquo;
</li>
</ul>
Please note, this is a repeat episode of The Money Puzzle. It originally aired in August 2025.

Summer series: Is your home the worst investment you’ll ever make?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/854a6756-5733-45bd-ac6e-b3b6001ccb07/transcript

FIRE - Financial Independence, Retire Early - Could you do it?

What is the FIRE movement and how did it get started? It's not a club or a cult: It doesn't have a headquarters, rather it's a set of investment principles: And it just might be a breakthrough for you in the year ahead.

What is the FIRE movement and how did it get started? It's not a club or a cult: It doesn't have a headquarters, rather it's a set of investment principles: And it just might be a breakthrough for you in the year ahead.

Lionel Lee joins  James Kirby in the episode.

--------
In today's show, we cover:
The key principles of FIRE
Getting the best from what the movement has to offer
A case study that spans a lifetime
The realities of  'firing up'

Please note, this is a repeat episode of The Money Puzzle. It originally aired in December 2024.

What is the FIRE movement and how did it get started? It's not a club or a cult: It doesn't have a headquarters, rather it's a set of investment principles: And it just might be a breakthrough for you in the year ahead.
Lionel Lee joins&nbsp; James Kirby in the episode.
-------- In today's show, we cover:
<ul>
<li>The key principles of FIRE</li>
<li>Getting the best from what the movement has to offer</li>
<li>A case study that spans a lifetime</li>
<li>The realities of&nbsp; 'firing up'</li>
</ul>
Please note, this is a repeat episode of The Money Puzzle. It originally aired in December 2024.

Summer series: FIRE - Financial Independence, Retire Early - Could you do it?

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/d7826711-9763-48d5-b4a5-b3b6001e3529/transcript

Buying off the plan property - should you ever?

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