Truth is - a significant number of South Africa’s SMEs are currently struggling with debt they can’t payback and alarmingly, nearly 72% are turning to personal savings to stay afloat. This is according to the 2024 State of Small Business Report SMEs need to take decisive action to strengthen their financial footing to ensure long-term resilience.So says, Luncedo Mtwentwe, Managing Director of Vantage Advisory who joins me now to discuss this further.