John interviews Dan Hinz, a financial coach to newlyweds, helping guide them through conversations around money. Dan shares his expertise on the importance of writing down your values and goals, teaching couples how to effectively communicate, and coaching them through deciding who does what with the money in the household.

Episode Highlights:

• Dan Hinz talks about what money was like in his home when he was growing up.
• How did he envision his career as a money coach?
• How did Dan Hinz become a missionary on this subject?
• How did Dan and his wife get on the same page with their budget? 
• Why is budgeting such a difficult subject?
• What types of conversations is he helping clients with?  
• At what point in a couple’s despair do they typically come to Dan Hinz for his services?
• Dan talks about the ebooks that he has written. 
• How should you have conversations around goal-setting and values?
• How often should people revisit their goals? 
• Money can come in, out, and it can transfer.
• How can couples divide financial work?

3 Key Points:

1. How we grew up with money affects our ideas about budgeting. 
2. Adulting With Money typically is a three-month process that focuses on newlyweds and helps them prevent money fights before they happen. 
3. Don’t point fingers when speaking about debt. Start by stating the scenario and how it personally makes you feel.  

Tweetable Quotes:

• “I view financial advisers and financial planners as the doctors. They are definitely necessary and the money you pay them is well spent. For me,  I am more like a personal trainer.” – Dan Hinz
• “Entrepreneurs: being either a mercenary, meaning hired help, or a missionary, someone that is really called to lead whatever the charge is.” – Dan Hinz
• “The only reason you want to budget is just to plan ahead and make sure money is going to the goals that you want.” – Dan Hinz

Resources Mentioned:

• Linkedin: John Chapman
• Linkedin: Dan Hinz
• YouTube: Adulting With Money
• Instagram: Adulting With Money
• Email: Dan@AdultingWithMoney.com

Adulting With Money: adultingwithmoney.com